Protect yourself against serious illnesses. Receive support while recovering.
When critical illness strikes, it can cause a massive upheaval in your life. While you deal with the emotional and medical consequences of a critical illness, you can rest assured that your financial needs are taken care of when you have critical illness coverage.
The rider pays out the selected rider sum assured in one lump sum upon diagnosis of any of the covered early critical illnesses. The payout will be in the form of an advanced payment to be deducted from the sum assured under the base plan.
The rider pays out the selected rider sum in one lump sum upon diagnosis of major cancers.
The rider pays out the selected rider sum in one lump sum upon diagnosis of major cancers.The rider pays out the selected rider sum assured in one lump sum upon diagnosis of any of the 13 less severe medical conditions. Up to six claims can be made on the rider, with only one claim per medical condition.
According to a 2017 Protection Gap Study by the Life Insurance Association (LIA) of Singapore, the average working Singaporean has about S$60,000 for critical illness coverage, a sum that is well below LIA’s recommendation of S$316,000.
Critical illness coverage is becoming increasingly important for several reasons:
Higher incidence of chronic diseases and rising healthcare costs.
Help to cover non-medical cost such as caretaking needs or support services during recovery.
Payout from a critical illness plan can replace any lost income during your treatment and recovery period.
Higher life expectancy and higher rate of surviving a critical illness due to medical advancements.
UP TO 15% OFF FOR A LIMITED TIME
Get coverage for the what-ifs in life and provide your loved ones with financial security if the unexpected happens.
A plan that provides cover for early, intermediate and late stage cancers.