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Critical illness Plan

Protect yourself against serious illnesses. Receive support while recovering.
When critical illness strikes, it can cause a massive upheaval in your life. While you deal with the emotional and medical consequences of a critical illness, you can rest assured that your financial needs are taken care when you have critical illness coverage.

How Does This Plan Benefit Me?

Financial protection against 36 late-stage critical illnesses (LSCI) at affordable premiums.
Optional enhanced coverage on 35 early-stage critical illnesses and 35 intermediate-stage critical illnesses (early CI or ECI).
Enhanced protection when you add supplementary benefits.
Flexible coverage amounts and terms up to age 99.
Lump sum death benefit of S$8,000.
Next-day critical illness claim benefit with payouts made within 24 hours of claim submission.

Base Plan Tailored To Fit Your Needs

Provides coverage for late-stage critical illnesses. What’s key is that you can choose how to use the money from your critical illness payout.

This plan pays out the selected sum assured in one lump sum upon diagnosis of any of the covered LSCIs. The plan terminates after.
This plan pays out the selected sum assured in one lump sum upon diagnosis of any of the covered LSCIs. The sum assured is reset to the original amount after 12 consecutive claim-free months, allowing claims to be made again. The plan terminates after 300% of the sum assured is paid out.
The sum assured increases by 5% every year for 10 years. The plan pays out the corresponding sum assured in one lump sum upon diagnosis of any of the covered LSCIs. The plan terminates after.

Add On Supplementary Benefits For Additional Coverage

Enhance your coverage with critical illness riders.

Early Care Rider-image-alt
Early Care Rider
The rider pays out the selected rider sum assured in one lump sum upon diagnosis of any of the covered early critical illnesses. The payout will be in the form of an advanced payment to be deducted from the sum assured under the base plan.
Cancer Care Rider-image-alt
Cancer Care Rider
The rider pays out the selected rider sum in one lump sum upon diagnosis of major cancers.
Special Benefit Rider-image-alt
Special Benefit Rider
The rider pays out the selected rider sum assured in one lump sum upon diagnosis of any of the 13 less severe medical conditions. Up to six claims can be made on the rider, with only one claim per medical condition.

Is Critical Illness Cover Necessary?

According to a 2017 Protection Gap Study by the Life Insurance Association (LIA) of Singapore, the average working Singaporean has about $60,000 for critical illness, a sum that is well below LIA’s recommendation of $316,000. Critical illness coverage is becoming increasingly important for several reasons:
Higher incidence of chronic diseases and rising healthcare costs.
Help to cover non-medical cost such as caretaking needs or support services during recovery.
Payout from a critical illness plan can replace any lost income during your treatment and recovery period.
Higher life expectancy and higher rate of surviving a critical illness due to medical advancements.

Purchase your Critical Illness plan today

Use promo code CIDIGITALLY15 to get 15% off.

Get A Quote

Or leave your contact to get advice from one of our Third Party Financial Advisers.
Need more info? View our complete FAQs or download our Critical Illness Brochure

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