DIRECT- Singlife Term Life

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An affordable term life insurance plan

Enjoy S$400,000 coverage for as little as S$0.621 per day.

Affordable life insurance

S$400,000 coverage for as little as S$0.621 per day.

You decide how long to be covered for

5 years, 20 years, or up to 65 Age Next Birthday (ANB).

Guaranteed Renewable Option

Get a 5-year policy term and renew your plan all the way up to 85 ANB regardless of your future health condition2.

Click here to learn more about what is Direct Purchase Insurance (DPI) and how it works.

An easy way to have the basics covered

Just a simple plan to start or add to your portfolio.

Key Benefits Coverage / Options
Basic benefits Payout upon Death, Terminal Illness or Total and Permanent Disability
Potential Bonuses No
Coverage amount3 Sum Assured from S$50,000 to S$400,000
Death and Terminal Illness (TI) coverage period Choose any of the following: 5 years with guaranteed renewable2 term, 20 years, or from policy start date to 65 ANB
Total and Permanent Disability (TPD) coverage period Same duration as Death and Terminal Illness coverage period or ends at 65 ANB, whichever is earlier
Accumulate Cash Value  No
Premium Payment Period Same as the policy coverage period
Premium Payment Options Choose to pay either monthly, quarterly, half-yearly or yearly
Eligibility Criteria
Entry Age4 19-65 ANB
Country of residence Singapore

Add-on for extra protection

Need enhanced coverage? Consider this add-on when you purchase our plan.

DIRECT- Singlife Critical Illness Cover II

Get a lump-sum payout when you are diagnosed with any of the 30 covered critical illnesses5


Need more information?

Here are the steps to apply.

Got any questions?

What are the Direct Purchase Insurance (DPI) plans offered by Singlife?

Who is eligible to apply for the DPI plans?

Do I need to submit any medical reports or undergo any medical check-ups?

How do I know if my application has been successfully completed?

How can I make a claim?

Read before you buy

This policy is underwritten by Singapore Life Ltd. (Singlife).

The information on this page is for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. Product Summaries for direct purchase insurance may be obtained from Singlife and

As direct purchase insurance are sold without financial advice, you should make sure you have carefully assessed your insurance needs as well as whether you can afford the premiums for the duration of the policy. You should also read the Product Summary, Policy Illustration, Direct Purchase Insurance Fact Sheet and Checklist, and all related information on to understand the features of the product and assess whether the product you have chosen is appropriate to your financial needs and insurance objectives.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information is accurate as at 26 August 2020.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singlife or the Life Insurance Association or SDIC website ( or