Life insurance can be a powerful show of your commitment, and it doesn’t have to cost a fortune

Whether you’ve just started working or you’re a newlywed, parent or retiree, life insurance gives you the assurance you that your family will remain financially secure even if you’re not around. Our protection plan lets you pick the coverage type and price that’s suitable for you.

Choose the coverage you need

Your dependants will get this lump-sum amount if you pass on or are diagnosed with a Terminal Illness within the policy term.

Decide on your protection period

Wide choice of coverage terms: 5 years, 10 years, 11 years up to 85 Age Next Birthday (ANB) or up to 99 ANB.

Enhance your protection with add-ons

Boost your protection plan with our add-ons (riders) to suit your needs.

What MyProtector series offers

To meet your needs, the MyProtector series offers two plans: MyProtector-Term Plan II and MyProtector-Decreasing.

MyProtector-Term Plan II

What's covered
Pay as little as S$20 per month2 to get covered with MyProtector-Term Plan II.
  • Lump-sum payout
    If you pass on or you're diagnosed with a Terminal Illness within the policy term.
  • Flexible coverage period
    5 years, 10 years, 11 years up to 85 ANB (at every one-year interval) or up to 99 ANB
  • Option to renew your 5-year or 10-year policy term3
    No need to worry about further medical underwriting when renewing your plan with us.
  • Flexibility to increase coverage4
    Increase your coverage without further medical underwriting when you reach key milestones in life.
  • Option to convert your plan5
    Convert your plan without further medical underwriting to a new endowment or whole life plan.


What's covered
MyProtector-Decreasing offers flexible coverage that can decrease with time as your liabilities shrink.
This will come in handy when you have paid up all your mortgage, car loan or kid's schools fees and no longer need a high coverage.
  • Lump-sum payout
    If you pass on or you're diagnosed with a Terminal Illness within the policy term.
  • Pays a decreasing sum year-on-year
    Over the term of your policy, your coverage decreases year-on-year.
  • Interest rate options
    1%, 2%, 3%, 4%, 5%, 7% or 9% to match your reduced liabilities over time.
  • Flexible coverage period
    You can choose the length of cover you need – 10 years or 11 years up to 99 ANB (at every one-year interval).


Interim Cover T&C

Add-ons to suit your needs

Need enhanced coverage? Consider these add-ons (riders^) when you purchase MyProtector series.

Total & Permanent Disability (TPD) riders

These riders^ give a lump-sum payout in the event of TPD diagnosis, so you’ll have fewer financial worries.

Critical Illness riders

Choose from a range of riders^ that cover various stages of critical illnesses, so you can focus on your health.

Premium waiver riders

With these riders^, you won’t have to pay premiums should the unexpected happen to you, so you can prioritise what really matters.

With these riders^, you won’t have to pay premiums should the unexpected happen to you, so you can prioritise what really matters.

20% perpetual premium discount

With a minimum Sum Assured of $500,000, enjoy 20% perpetual discount on MyProtector-Term Plan II. Terms and conditions apply.

Find out more

Make an appointment

Leave us your details and we'll be in touch to send you more information, as well as useful tips and guides on insurance and financial planning via our monthly newsletter.

Alternatively, give Aviva Financial Advisers a call at 65 6827 9980 (Mon - Fri, 9am to 6pm) if you're interested to purchase the product. 

If you have an existing financial adviser representative, continue your financial planning journey by leaving your details using the form below. 

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This policy is underwritten by Aviva Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Aviva Ltd and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

As this policy has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information is accurate as at 15 March 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Aviva Ltd or visit the Life Insurance Association or SDIC websites ( or