Save, Spend, Earn Campaign

Earn additional 0.5% p.a. on top of your 1% p.a. base return in the Singlife Account* as you spend on the Singlife Card till 31 Dec 2022

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Save, Spend & Earn with Singlife to enjoy additional 0.5% p.a. return

We all want a simpler way to live life while our money manages itself, so we built one app that helps you save, spend, invest, earn, be insured, and be rewarded! And how, you may ask?

With our Save, Spend, Earn Campaign, you can earn more, save more while being insured, as you spend on your Singlife Visa Debit Card from now till 31 Dec 2022. All with the Singlife Account.

*The Singlife Account is an insurance savings plan. It is neither a bank savings account nor a fixed deposit. Each person is only entitled to one Singlife Account policy. Note that 1.0% crediting rate is not guaranteed. 

How it works

Wanna learn more about how Save, Spend, Earn Campaign works? Hop on and we’ll take you on a ride to enjoy great returns. 

There are 3 periods to this campaign


The Card Spend Period

This is your spending period. 

As this campaign starts from 1 Jul 2021, your first card spend period begins from 1 Jul 2021 to the last day of your current policy month. Your subsequent card spend periods last between the first day to the last day of the same policy month. Your final card spend period ends when the campaign ends on 31 Dec 2022.

If you're already an existing cardholder and/or participant prior to 1 Jul 2021, this is merely an extension of the campaign. Your existing cycles of card spend and bonus return earning periods remain.

Within each card spend period, you need to spend at least S$500 on your Singlife Visa Debit Card in order to qualify for the bonus return. 


The Earning Period

Your bonus return earning period begins on the first day of your following policy month, right after your spend period and lasts till the last day of that policy month. 

During this period, if you qualify, you will earn 0.5% p.a. bonus return for the first S$10,000 in your Singlife Account on top of your base return of 1.0% p.a.


The Crediting

After accumulating your bonus return, it will be credited into your Singlife Account on your next crediting date1

Just keep spending at least S$500 per card spend period till 31 Dec 2022, and keep enjoying up to 1.5%2 p.a. return. 



Read the full terms and conditions here

Not sure how to get started?

Let us show you the way!

1. I'm new to Singlife with Aviva.

2. I have the Singlife Account, but I don't have the Singlife card.

3. I have the Singlife Account and Singlife card! What's next?

Kickstart your Singlife Account policy with just S$500!

A few minutes is all it takes. Let us show you how.

Got any questions?

How do I qualify for the Save, Spend, Earn bonus return?

I don't have my Singlife Visa Debit Card. How do I get one?

Is the 0.5% bonus return the same as cashback on my credit card? What's the difference?

What if my policy start date is on 31st of the month? When is my crediting date in those months with less than 31 days (e.g. Feb, Apr, Sept)?

What happens if I spend S$500 in total over two or more card spend periods, do I still qualify for the bonus return of 0.5% p.a. on the first S$10,000?

If I qualify for the first month of bonus return, but I do not qualify for the second, can I still qualify for the third?

The information on this page is meant for your general knowledge and does not regard any specific investment objectives, financial situations or particular needs any person might have. Nothing on this page constitutes the provision of financial advice.

Before making a commitment to purchase this product, you should consider whether the product is suitable for you by referring to the product summary, terms and conditions and FAQs. Alternatively, you may wish to seek advice from a financial adviser before making a commitment to purchase this product.

We hereby disclose to you that:

    (a) Your relevant money as defined under Payment Services Act (“PSA”) from Singlife Account will be held by us on behalf of you in a trust account opened with a safeguarding institution;
    (b) Your relevant money from Singlife Account will be deposited in a trust account together with, and commingled with, the relevant money received by us from our other Singlife Account customers;
    (c) There is no foreseeable risks of such commingling and you are able to withdraw your account value anytime via FAST;
    (d) The relevant money in the trust account with the safeguarding institution is insured by SDIC. Pursuant to section 23(7)(b) of the PSA, the customers’ relevant money deposited in a trust account are not liable to be taken in execution under an order or any court process, such as in insolvency proceedings. In the event of the insolvency of the safeguarding institution, the Monetary Authority of Singapore may make regulation under section 103 of the PSA on the manner in which the customers’ relevant money must be treated and dealt with; and
    (e) The safeguarding institution is not liable to compensate you for your claims against Singlife with Aviva.

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as of January 2022. 

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites ( or