Singlife Account™

The insurance savings plan that gives you up to 1.0% p.a.* return

Get the app Get the app

Enjoy up to 1.0% p.a.* on your first S$10,000

Save and earn with return calculated daily and credited monthly. See it all on the Singlife App.

Earn up to 1.0% p.a.

Start earning with a minimum of S$500. Capital guaranteed with no hidden fees or charges.

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Insurance benefits

You get life insurance coverage of up to 105% of your account value and retrenchment benefits.

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Singlife card

Indulge yourself in retail therapy with our complimentary Singlife Visa Debit Card.

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No lock-in period

You can withdraw your money anytime via FAST with no costs and no minimum term required.

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Easy application process

Just download the app and sign up — a few minutes is all it takes.

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*Note that 1.0% crediting rate is not guaranteed. The Singlife Account is an insurance savings plan. It is neither a bank savings account nor a fixed deposit. Each person is only entitled to one Singlife Account policy.

Not just another card

Spend with the Singlife Visa Debit Card worldwide. Enjoy competitive FX rates, no FX fees, zero annual charges.

Learn more about the Singlife card

Earn bonus return of 0.5% p.a. on top of your 1.0% p.a. base return on the first S$10,000 in your Singlife Account as you spend on the Singlife card from 1 July 2021 till 31 December 2022.


Learn more about the bonus return

What others say

The Singlife App has been so easy to use. I just put my money in [into the Singlife Account] and I can leave it to do [its] thing... The developers are contantly updating and working on the app to address any potential hiccups. I really recommend everyone to hop onboard.

Via Instagram @Pineappleboogie

Manage my account & monies are so easy now, all within one app. Fund transfer into the account is almost instantly, really cool! So easy to check the daily interest and card spend in the app. Great stuff.

Via Instagram @t2020$

I like that the interface is simple, straightforward and gives me what I need. I like that it isn't cluttered with too much text of unnecessary layers of navigation.

Via Instagram @Ninachua

Kickstart your Singlife Account policy with just S$500!

A few minutes is all it takes. Let us show you how.

Still unsure about the Singlife Account?

Let us simplify it for you.

A financial institution you can trust

Licensed by MAS

Singapore Life Ltd. (Singlife with Aviva) is a direct life insurer
licensed by the Monetary Authority of Singapore (MAS).

Protected by SDIC

All policies, including the Singlife Account are
covered under the Policy Owners’ Protection (PPF) Scheme
administered by Singapore Deposit Insurance Corporation
(SDIC). The PPF Scheme protects policy owners in the event
a life insurer which is a PPF Scheme member fails.

Got any questions?

Singlife Account

Singlife Visa Debit Card

Singlife Account benefits

Signing up

Add or withdraw funds

The information on this page is meant for your general knowledge and does not regard any specific investment objectives, financial situations or particular needs any person might have. Nothing on this page constitutes the provision of financial advice.

Before making a commitment to purchase this product, you should consider whether the product is suitable for you by referring to the product summary, terms and conditions and FAQs. Alternatively, you may wish to seek advice from a financial adviser before making a commitment to purchase this product.

We hereby disclose to you that:

    (a) Your relevant money as defined under Payment Services Act (“PSA”) from Singlife Account will be held by us on behalf of you in a trust account opened with a safeguarding institution;
    (b) Your relevant money from Singlife Account will be deposited in a trust account together with, and commingled with, the relevant money received by us from our other Singlife Account customers;
    (c) There are no foreseeable risks of such commingling and you are able to withdraw your account value anytime via FAST;
    (d) The relevant money in the trust account with the safeguarding institution is insured by SDIC. Pursuant to section 23(7)(b) of the PSA, the customers’ relevant money deposited in a trust account are not liable to be taken in execution under an order or any court process, such as in insolvency proceedings. In the event of the insolvency of the safeguarding institution, the Monetary Authority of Singapore may make a regulation under section 103 of the PSA on the manner in which the customers’ relevant money must be treated and dealt with; and
    (e) The safeguarding institution is not liable to compensate you for your claims against Singlife with Aviva.

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as of January 2022. 

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites ( or