Never choose between wealth and family. Secure them both.


Our Universal Life insurance plans helps you optimise your wealth portfolio and protect your family at the same time. Explore how Universal Life insurance works to help your children enjoy a bright future, just like yours.


Universal Life


Our Universal Life plan is your financial solution that addresses your legacy planning needs. With a Universal Life plan, your premium grows over time and includes a death benefit.


Why Universal Life Insurance?

You can look forward to the following benefits with your Universal Life insurance policy.

Growth Potential – Your policy will earn an attractive crediting rate with a minimum guaranteed crediting rate of 2% per annum.
Greater Certainty – Unlike other insurers, we guarantee your cost of insurance charges for the lifetime of your policy.
Flexibility – Have the freedom to adjust your cover and access your funds when you need to.

Own your Universal Life plan

Our Universal Life plan is exclusively available through select private banks and HNW brokers. Let us connect you with our partner Third Party Financial Advisers.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singapore Life or visit the GIA/LIA or SDIC web-sites ( or or