Singlife
Circle Assets

Protection designed for luxury homes and treasured belongings

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Singlife Circle Assets is designed to safeguard your valuable assets and lifestyle. From your property and possessions like fine art, wine collections, jewellery and watches, this bespoke protection plan provides worldwide all-risks protection, wherever life takes you.

Whether you require standalone cover for your private collections or a more comprehensive solution that includes your property, Singlife Circle Assets provides the flexibility to meet your needs. With no excess applied to covered private collections and 24-hour claims support, you can enjoy greater confidence in protecting your most valuable assets.

Key Features

Property & Contents

All-risk cover for physical loss or damage to your home’s structure, fixtures, fittings and contents, unless an exclusion applies.

Private Collection

Protect valuable articles including fine art, jewellery, watches, wine and other collections at home and worldwide.

Liability

Cover for damages you are legally obligated to pay for personal injury or property damage, including defence costs and expenses.

Other features and benefits

Automatic cover for newly acquired items

Automatically covers newly acquired items up to 30% of their purchase value, provided you notify us within 90 days of purchase.

Wine Coverage

Protect your premium wine and whisky collection, including damage arising from temperature extremes caused by climate control system failure.

Large Loss Excess Waiver

Policy excess waived for covered losses above S$85,000. This waiver does not apply to Subsidence Excess, Unoccupied Building Excess and Water Damage Excess.

Pair or Set Cover

Provides cover for the full value of a pair or set, even when only one item or a portion of the set is lost or damaged.

Replacement as new

Covers the cost of replacing a lost or damaged item with a new one, without deduction for depreciation.

Credit Cards, Forgery and Counterfeiting

Protects against financial losses from stolen bank or credit cards and counterfeit currency accepted in good faith, up to S$90,000.

Explore Your Coverage

Discover the features and benefits designed to protect your home, treasured possessions and more.

Discover tailored protection for your home, possessions and collections

To find out more about Singlife Circle Assets, fill in the form and a dedicated Financial Adviser Representative will contact you.

If you would like to speak to someone directly, please call Singlife Financial Advisers at 6827 9980 (Mon – Fri, 9am to 6pm).

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By clicking "Submit":

(a) You agree to be directed to selected licensed financial adviser firms (“Selected FAs”)¹ as set out at https://singlife.com/content/dam/public/sg/documents/List-of-Selected-Licensed-Financial-Advisers-Firms.pdf (“List of Selected FAs”) to process your request. You agree that Singapore Life Ltd. (“Singlife”) reserves the right to amend, supplement or substitute the List of Selected FAs at any time without notice at its sole discretion, and that the latest version of the List of Selected FAs, as amended, supplemented or substituted by Singlife from time to time, will be posted on Singlife’s website at the above hyperlink and such version shall bind you upon posting. You also confirm that your agreement to be directed to Selected FAs¹ to process your request shall extend to all Selected FAs¹ in the latest version of the List of Selected FAs as amended, supplemented or substituted by Singlife from time to time; and

(b) You consent to Singlife collecting, using, disclosing and/or transferring your personal data provided in this form to Singlife related group of companies, third party service providers and/or intermediaries (including your financial adviser, where applicable, and Selected FAs¹), whether located in Singapore or elsewhere, for the following purposes:

- for your financial adviser representative (where applicable) or a financial adviser representative of the Selected FAs¹ to contact you via call, email and messages on any messaging platform (including SMS) to process your request;

- to provide you with information (including marketing offers and promotions, where applicable) about Singlife’s and Singlife related group of companies’ products and services; and

- for statistical, research, audit, compliance and regulatory purposes.

For details on Singlife’s Data Protection Notice, please refer to https://singlife.com/en/pdpa. To withdraw your consent, please contact Singlife at personal_insurance@singlife.com or 6827 9933.

Note:
¹Singlife has introducer arrangements with these Selected FAs which distribute Singlife products. As an introducer to these firms, Singlife will not receive remuneration for these arrangements.

Important notes

The information on this page is for general information only and does not constitute an offer, recommendation, solicitation or financial advice.

The information provided is a summary only. Please refer to the actual policy contract, policy schedule and policy wording for the full terms, conditions, exclusions, limits and sub-limits of the policy.

Singlife Circle Assets is offered under the Singlife name in partnership with Circle SE Asia Pte. Ltd.. Coverage is subject to underwriting, acceptance by Circle SE Asia Pte. Ltd., policy terms, conditions, exclusions and the payment of premium.

All benefits, limits and sub-limits stated are subject to the policy wording and schedule. Where there is any inconsistency between this brochure and the policy contract, the policy contract shall prevail.

All-risks coverage means coverage for physical loss or damage unless excluded under the policy. It does not mean every possible loss is covered.

Worldwide cover is subject to territorial restrictions, sanctions, local regulations, transit requirements and other policy terms and conditions.

Automatic cover for newly acquired items or contents applies only where the policyholder informs the insurer within the required notification period and subject to the applicable limits, additional premium and policy terms.

Values stated for private collections, jewellery, watches, fine art, wine and other valuables may require valuation, proof of ownership, agreed value documentation or other supporting evidence.

Benefits such as pair or set cover and nil excess are subject to specific conditions under the policy wording.

Liability coverage applies only to damages the insured person is legally obligated to pay for covered occurrences, and is subject to the applicable jurisdiction, exclusions, limits and policy conditions.

Information is correct as at the date of publication.

Key Exclusions

Gradual deterioration; wear and tear; inherent defect; insects or vermin; mould, wet or dry rot or bacteria;
Pre-existing damage
Mechanical or electrical breakdown; Defect in material or workmanship;
War; Invasion or any other act of hostility
Radioactivity or any chemical, biological or electrical weapon
Intentional acts by your or your family member(s)
Confiscation or destruction by an authority.
Jewellery sending; Jewellery in baggage unless carried by hand
Unsuitable packing for transits
Insured’s failure to comply with law requirements
Terrorism
Communicable Disease

Downloads

Singlife Circle Assets Brochure

PDF (3.2 MB)

Disclaimer

Singlife Circle Assets is distributed by Singapore Life Ltd. (the "Insurer"). The policy is underwritten on behalf of the underlying capacity providers and administered by Circle SE Asia Pte. Ltd., including policy issuance, customer servicing, and claims administration, in accordance with the terms and conditions of the policy.

This page is not an insurance contract. Full details, including the applicable terms, conditions and exclusions, are set out in the relevant policy documents.

These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC).

Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singapore Life Ltd or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

Information is accurate as at 29 October 2026.