Singlife Car Insurance

Get up to 35% off. Use promo code CAR23 + extra 15% off for MINDEF & MHA or POGIS policyholders.

Comprehensive cover for you!

With three different plans to choose from, Singlife Car Insurance gives you peace of mind! Our policies give you 24/7 roadside assistance and offer the lowest NCD penalty in Singapore.

Protect yourself, your loved ones, and your plans today!

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Our Claims Promise

If you were not at fault for the damage to your car, your NCD (No Claims Discount) will remain intact. You also won't have to pay any 'excess' upfront1.

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Lowest NCD Penalty

For every claim you make, other insurers reduce your NCD by 30%. We only reduce it by 10%2.

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Emergency assistance available 24/7

In case of a breakdown at any time of the day or night, rest assured as our emergency service is available 24/7.2

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No additional excess

With our Prestige plan, there's no additional excess for young and inexperienced drivers so they don't need to pay more, in the event of an accident.

Footnotes

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1This only applies if you are involved in an accident with an identifiable Singapore car(s).
2Excluding the Motor Lite plan. 

Own an electric car?

Check out our comprehensive coverage and benefits for electric cars.

Three options to suit your needs

Get a quote within minutes by picking a plan that suits you.

Lite

This plan includes approved workshop repairs, a brand new car replacement and a few extras.
 

  • Repairs for your car
    Approved repairer only
  • Brand new car replacement2
    For cars less than 12 months old
  • Additional Excess for young and inexperienced drivers3
    S$2,500
  • Windscreen Excess payment
    S$100
  • Medical expenses
    Covers you and your passengers.
    S$500
  • Damage to third party's property
    Up to S$5 million

Standard

Includes repairs at any workshop1 and covers you for the loss of your personal belongings.
 

  • Repairs for your car
    Any repairer1
  • Brand new car replacement2
    For new car less than 12 months old
  • Additional Excess for young and inexperienced drivers3
    S$2,500
  • Windscreen Excess payment
    S$100
  • Medical expenses
    Covers you and your passengers.
    S$2,500
  • Damage to third party's property
    Up to S$5 million
  • Personal belongings
    Up to S$1,000

Prestige

Our comprehensive plan offers you the highest level of protection for greater peace of mind.
 

  • Repairs for your car
    Any repairer
  • Brand new car replacement2
    For new car less than 24 months old
  • Additional Excess for young and inexperienced drivers3
    S$0
  • Windscreen Excess payment
    S$0
  • Medical expenses
    Covers you and your passengers.
    S$5,000
  • Damage to third party's property
    Up to S$5 million
  • Personal belongings
    Up to S$3,000
  • Transport allowance
    S$80 daily transport allowance (up to 10 days)
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Footnotes

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1Excess will be doubled if repairs are carried out at a non-approved repairer.

2If the accident repairs cost more than 70% of the car's market value (provided it's a new car and the accident happened within the time specified).

3If the driver (including policyholder) is 24 years old and below or has held a valid driving license for less than 2 years.

Enjoy these deals!

Get the most out of your Car Insurance with these stackable promotions while they last.

  • 01
    23% off your premiums

    Applicable for all plans and new customers only. Valid until 7 Oct 2022. 

    Use CAR23

  • 02
    Up to 35% off for MINDEF & MHA

    Applicable for family members of MINDEF & MHA policyholders too.

    Get a quote

  • 03
    Up to 35% off for POGIS

    Applicable for family members of POGIS policyholders too.

    Get a quote

Add-ons

Get these riders for extra protection!

No Claims Discount protector

In the event of a claim, protect your No Claims Discount with this rider.

Courtesy car provided

Stay mobile while your car is in for repairs. Our courtesy car is free of charge for up to 10 days.

Replacement of locks & keys

Misplaced your car key? We'll pay for the replacement of the new keys, car locks, central locking interface and any affected parts of the car's alarm.

Additional Personal Accident cover

This rider covers up to S$100,000 for accidental injury to you or any passengers in your car.

What to do in an accident

Please call our 24/7 emergency hotline +65 6333 2222 in the event of an accident. 

  • 01
    Stay calm and communicate

    If anyone involved in the accident is injured, call the Police. Exchange contact and identification details with the other party. 

    Click for more info

  • 02
    Report the incident within 24 hours

    Call our Emergency Assistance at +65 6333 2222 to make a report and start the claims process. We are here for you.

    Make the report regardless of whether your car is damaged or if you intend to claim on your own policy.

  • 03
    We'll take care of you

    We can send help to you and help you with your accident report*! Or file the accident report at any of our Singlife Approved Repairers during office hours.

    If your car can't be driven, we can arrange to tow it to the nearest Singlife Approved Repairer and ensure you are transported safely to where you need to go.

    *Not applicable for Motor Lite plan.

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Disclaimers

This policy is underwritten by Singapore Life Ltd. This is published for general information only. Information is accurate as at 16 August 2022.

This is not an insurance contract. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract. 
 

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singlife or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).