Safeguarding our Servicemen
Rest assured that while you protect the nation, you are also protected by the MINDEF Group Insurance Core Scheme. Since January 2023, your1 coverage under the Core Scheme has doubled to S$300,000 for both Group Term Life and Group Personal Injury.
Boost your coverage up to S$1 million with affordable premiums when you sign up for the MINDEF Voluntary Scheme.
Higher coverage and more benefits with the MINDEF Voluntary Scheme
Flip the cards to find out more
Enjoy extra coverage
Boost your coverage of up to S$1,000,000 from $0.17 a day2.
Coverage for families
Get the same protection for your spouse and children3 at the same affordable rates.
Boost your protection
Enhance your coverage with optional riders for critical and early critical illness, disability and medical.
Premiums paid remain the same from the age you join until you turn 704.
Enjoy additional savings when you buy our car, home, travel plans and more.
Group Term Life
100% payout in the event of Death or Total and Permanent Disability.
No medical check-up and underwriting required for up to S$300,000 coverage.
Receive daily hospital cash benefit.
Pay the same premium rate up to age 65 (ANB).
Group Personal Injury
150% payout of the coverage amount for Total and Permanent Disability due to an accident.
24/7 worldwide coverage.
Reimbursement of ambulance cost.
Pay the same premium rate up to age 70 (ANB).
Boost your coverage with our riders.
Add-ons to enhance your Group Term Life or Group Personal Injury plans. Payouts from these riders do not reduce the coverage amount from your Group Term Life or Group Personal Injury plan.
Enjoy these exclusive offers
Insured members7 of the MINDEF Group Insurance Voluntary Scheme and their immediate family8 enjoy additional privileges.
New customers will enjoy 15% discount on top of any existing promotion for their Singlife Car Insurance premium and riders, when they buy online directly from us*.
*Not applicable for renewals
You and your family members can get up to 48% off single trip plans for individuals or groups.
For multi-trip plans, enjoy 30% off your travel plan, when you buy online directly from us.
We'll upgrade you to the next higher tier of plan so you can enjoy premiums savings of up to 57%, when you buy online directly from us.
Find out more
For Frequently Asked Questions, please click here.
For new customers, click here to get a quote on the comprehensive coverage exclusively designed to give you greater assurance.
For existing customers, access your account here to manage your policy details or upgrade your coverage through our portal.
For access to relevant forms, click here to visit the Form Library.
Terms and conditions apply.
This policy is underwritten by Singapore Life Ltd.
This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Singapore Life Ltd. and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.
Group Term Life
This policy has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely.
Group Personal Injury
This product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. The benefits of a personal accident policy will only be payable upon an accident occurring. Before replacing an existing personal accident policy with a new one, you should consider whether the switch is detrimental as there may be potential disadvantages with switching. A penalty may be imposed for early termination and the new policy may cost more or have fewer benefits at the same costs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and Singlife may recover from you any expense incurred by us in underwriting the policy.
Living Care / Living Care Plus / Disability Income / Outpatient Medicare
This product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs.
This is not a contract of insurance. Full details of the standard terms and conditions of these policies can be found in the relevant certificates of insurance with benefits summary.
This advertisement has not been reviewed by the Monetary Authority of Singapore. These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singapore Life Ltd. or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg ). Information is accurate as at July 2023.