Claim type
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Our plans
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Coverage for novel coronavirus (COVID-19), subject to policy terms and conditions
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- Side effects (such as allergic reactions) from COVID-19 vaccinations*
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- Singlife Shield
- Singlife Health Plus
- Employee benefit plans with inpatient benefit
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You are covered for inpatient hospitalisation and treatment costs associated with side effects (such as a severe allergic reaction) arising from COVID-19 vaccinations. The vaccine must be authorised by the Health Sciences Authority or brought in under Special Access Route (SAR), and you're medically eligible to receive it.
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Employee benefit plans with outpatient benefit
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You are covered for costs associated with outpatient treatments due to side effects (such as a severe allergic reaction) arising from COVID-19 vaccinations at registered general practitioners and the accident and emergency (A&E) departments of hospitals in Singapore (inclusive of referral to Diagnostic X-ray & Lab test).
The insured member must not have medical condition(s) or undergoing medical treatment(s) that are recommended against receiving the vaccination, as listed on the Ministry of Health website. The vaccine must be authorised by the Health Sciences Authority or brought in under Special Access Route (SAR), and you're medically eligible to receive it.
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- Hospitalisation from COVID-19
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- Singlife Shield
- Singlife Health Plus
- Group Hospital and Surgical Insurance
- Group Basic Medical Plan
- Group Outpatient Medicare
- Group PreferredCare Plus
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You are covered for the costs associated with hospital stay, surgery and selected outpatient treatments due to COVID-19.
From 20 October 2020, all SCs, PRs and LTPHs who travel overseas and receive treatment on or after 20 October 2020, are eligible for government subsidies and insurance coverage under MediShield Life / Integrated Shield Plans (IP) i.e., Singlife Shield and Singlife Health Plus, and Group Insurance plans. Refer to the full announcement by MOH on the revised charging policy for COVID-19 treatment for travellers.
From 13 January 2021, all SCs, PRs and LTPHs will also be eligible for insurance coverage under MediShield Life / Integrated Shield Plans (IP) i.e., Singlife Shield and Singlife Health Plus if they are directly admitted to community hospitals for COVID-19 treatment.
From 15 April 2022, you will also be covered in hospital-based COVID-19 Treatment Facilities (CTF). For non-hospital based CTFs, the coverage will be till 7 Dec 2022.
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- Hospitalisation from non-COVID-19
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- Singlife Shield
- Singlife Health Plus
- Group Hospital and Surgical Insurance
- Group Basic Medical Plan
- Group Outpatient Medicare
- Group PreferredCare Plus
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Transitional Care Facility (TCF) is a dedicated facility to manage certain non-COVID-19 patients in the midst of the current COVID-19 wave by providing simple medical treatment and rehabilitative services. From 15 April 2022, you will be covered for the costs in TCF.
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- Death
- Terminal Illness
- Total & Permanent Disability
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Any plan that provides death, Terminal Illness and/or Total & Permanent Disability coverage.
For example,
- Singlife Elite Term II
- Singlife Simple Term
- Singlife Whole Life
- Singlife Savvy Invest
- Singlife Flexi Retirement II
- Singlife Choice Saver
- Singlife Steadypay Saver
- Singlife Flexi Life Income II
- MINDEF/MHA Group Term Life
- Public Officers Group Insurance Scheme (POGIS) and others
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You are covered for death, Terminal Illness and/or Total & Permanent Disability due to COVID-19, provided the claim meets the stated benefit definitions and all other terms and conditions as contained in the relevant policy document.
If your policy provides an Accidental Death Benefit, death due to COVID-19 does not qualify as accidental death.
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- Critical Illness
- Early/Intermediate Critical Illness
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Any Critical Illness plan/rider that provides Early, Intermediate or Severe Stage CI.
For example,
- Singlife MultiPay Critical Illness
- Singlife Comprehensive Critical Illness
- Early Critical Illness Cover II
- Critical Illness Advance Cover V
- MINDEF/MHA Living Care & Living Care Plus
- Public Officers Group Insurance Scheme (POGIS) – Critical Illness rider
and others
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You are covered if you’re diagnosed with COVID-19 and it results in a Critical Illness that’s covered by your policy, provided the claim meets the stated benefit definitions and all other terms and conditions as contained in the relevant policy document.
COVID-19 on its own is not one of the Critical Illnesses covered.
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- Singlife Accident Guard
- Personal Accident Insurance
- MINDEF/MHA Group Personal Injury
- Accident Reimbursement Cover
- Accidental Fracture Cover
- Weekly Income Cover
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COVID-19 is not one of the infectious diseases covered. Any claims due to COVID-19 will not be eligible.
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- Singlife Eldershield Standard
- Singlife Eldershield Plus
- Singlife Careshield Standard
- Singlife Careshield Plus
- Singlife Disability Income
- MINDEF/MHA Disability Income
- Group Disability Income
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You are covered for disability due to illness (such as COVID-19), subject to the deferment/waiting period of your policy.
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