This document is published and distributed for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. This document is and should not be relied upon as financial advice. For clarity, this document is not and does not constitute an offer, recommendation, or solicitation to enter into any transaction, to buy or sell any insurance or investment product, or to adopt any financial or investment strategy in relation to any insurance or investment product.

Before making any decision to buy, sell or hold any insurance or investment product, you should seek advice from a financial adviser regarding its suitability. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

Buying a life insurance policy is a long-term commitment and there may be costs involved if you terminate the policy prematurely and your policy’s surrender value (if any) may be zero or less than the total premiums paid. All investments come with risks and you can lose money on your investments. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs.

All information and opinions expressed in this document were obtained from sources believed to be reliable and in good faith, but no representation or warranty, express or implied, is made as to its accuracy or completeness or any verification on such information and opinions has been performed. All information and opinions herein are current as at the date of this document, and subject to change without notice.

Content in this document is subject to copyright and may not be copied, reproduced, modified, distributed, transmitted, published, used to create derivative work or otherwise used in whole or in part in any manner without the prior written consent of Singapore Life Ltd. (“Singlife”). Trademarks and logos are the property of Singlife and/or the respective sources acknowledged. No licence or right is granted.

To the extent permitted by law, Singapore Life Ltd. (“Singlife”) specifically disclaims all warranties (express or implied) regarding the accuracy, completeness, or usefulness of this document and the information within and Singlife assumes no liability with respect to the consequences of relying on this document and the information within for any purpose.

Singlife accepts no liability for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from the use of this document.

Information is accurate as at May 2025.