Long Term Care | Singlife Singapore

Securing Long-Term Care for a Super-Aged Society

Planning for long-term care is about making choices today to live well tomorrow. Longer lifespans could mean more years of ill health, affecting our quality of life in our later years.

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Why Long-Term Care Planning Matters

By 2030, one in four citizens will be 65 years old and above1. While improved longevity is a cause for celebration, it brings with it rising long-term care needs that affect all Singaporeans. Managing these demands requires a fundamental shift in how we live, care and plan – as individuals, families and a society – and is an immediate and growing priority for all Singaporeans.

Singlife’s white paper on long-term care explores the implications of rapid ageing on long-term care in Singapore. It provides insights that can help individuals and families be better prepared – through greater awareness, proactive planning and better support systems. 

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Acknowledging the reality

Severe disability could affect half of all seniors2

The ADLs are washing, toileting, feeding, dressing, transferring around and walking or moving around.

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Narrowing the accountability gap

More than half the population underestimate the cost of long-term care3

The ADLs are washing, toileting, feeding, dressing, transferring around and walking or moving around.

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Addressing current service gaps

More integrated long-term care services can help build a seamless system that adapts to seniors’ needs.

The ADLs are washing, toileting, feeding, dressing, transferring around and walking or moving around.

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Building a secure, super-aged society

Strong, connected communities can be a vital source of everyday support

The ADLs are washing, toileting, feeding, dressing, transferring around and walking or moving around.

What’s Severe Disability?

It is when a person needs long-term care because they can’t independently perform at least three of the six Activities of Daily Living (ADLs).

Disability often means more than one struggle – 99% of Singlife’s claimants had three or more ADL limitations.

Plan Ahead for Long-Term Care with Singlife

Get financial support and peace of mind — with solutions that help you prepare for life's uncertainities.

Singlife CareShield Standard/Plus

Two government-approved supplement plans that boost your CareShield Life or ElderShield payouts so that you can get the care you need during unpexected events in life.

Find out more.

Singlife Dementia Cover

A long-term care protection plan that gives payouts for cognitive decline & mental health, and complements Singlife CareShield Standard/Plus & Singlife ElderShield Standard/Plus.

Find out more.

Partnerships to help you during challenging times

Singlife Care Collab

Navigating Singapore’s complex long-term care landscape can be logistically and emotionally challenging. With Singlife, access to care is simplified while families are empowered to make informed, confident decisions.

Singlife Care Collab

Important Notes

References

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  1. Ministry of Health, “Speech by Mr Ong Ye Kung, Minister for Health at the Debate on the motion of thanks for the presidential address, 20 Apr 2023”, published on 20 April 2023 
  2. Source: Ministry of Health, “Planning ahead”, accessed on 17 March 2025. 
  3. Source: Singlife 2024 Long-Term Care survey