Singlife Dementia Ccover | Singlife Singapore

Singlife Dementia Cover

A long-term care protection plan that gives payouts for cognitive decline and mental health, and complements Singlife CareShield Standard/Plus and Singlife ElderShield Standard/Plus. Enjoy 20% lifetime + 10% first-year premium discount.T&Cs apply.

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Enhance your long-term care protection with dementia coverage

Every 3 seconds, someone in the world is diagnosed with dementia1.
Getting dementia protection is a way of telling your loved ones that even if memories fade, your heart never forgets them. With Singlife Dementia Cover, you and your family are protected from the mental, physical, emotional, and financial challenges of dementia, which can be prolonged and drastically affect your lifestyle. Get Singlife Dementia Cover to complement your Singlife CareShield Standard/Plus to prepare yourself for long-term care*.

This group of illnesses affects the brain and cognitive health.
Patients can experience memory loss and mental decline. The two most common forms of dementia are Alzheimer’s Disease and Vascular Dementia.



Dementia cases surging worldwide

More than 55 million people affected in 2020, projected to 139 million by 20502


Prevalence in elder population

1 in 10 Singaporeans aged 60 years old and above has dementia3


Young-Onset Dementia Rising

Over 100 Singaporeans, from as young as 40 are diagnosed with young-onset dementia yearly4

“ABCDs” of Dementia

How dementia symptoms can affect an individual

Having difficulty remembering is an early sign of dementia. A patient’s cognitive skills will gradually deteriorate and in later stages, daily activities become increasingly challenging without assistance.



Activities of Daily Living

• Requires assistance with dressing, toileting, showering, feeding, moving around and transferring
• High risk of falling and injury due to balance and coordination difficulties
• Eating and swallowing problems


Behavioural changes

• Socially withdrawn with rapid mood changes
• Appears depressed and more easily upset, frustrated
• Wandering


Cognitive decline

• Misplacement of items
• Unable to engage in meaningful conversations
• Problems performing simple calculations



• Gets lost even in familiar places
• Unable to differentiate between day and night
• Experiences confusion in general

Key Benefits & Features



Coverage up to 99 years old

We are here with you. Choose your benefit amount from S$200 to S$2,000, that gives a total payout of up to $170,0005.


Support during advanced stages

Dementia might require long-term care. Get payouts of up to S$100,000 paid out over 10 years6 for late Dementia.


Minding your matters

Our coverage extends beyond dementia to include various other serious mental health conditions7.


Personal injury payout

Get lump-sum payout for dementia related accidental burns or fractures8.


Emotional helping hand

Get lump-sump payout for dementia related depressive or anxiety disorder8.


Premium payment relief

Stop paying your premiums but remain covered once you are diagnosed with late-stage dementia.

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Complement your Singlife CareShield Standard/Plus with Singlife Dementia Cover for holistic long-term care protection*

Enjoy these deals!

We make sure you’re getting the best deals in town, with these savings.

For a limited time only, get additional 10% discount on your first-year premiums!

Enjoy premium discount

Enhance your long-term care coverage with Singlife Dementia Cover to enjoy a 20% lifetime premium discount.

Click here for more information.
Terms & Conditions apply.

Additional discount for MINDEF/MHA/POGIS

MINDEF/MHA & POGIS insured members and their family will enjoy an additional 20% first year discount on top of the prevailing 20% lifetime discount. Terms and conditions apply.

Find out more

Important Notes


All age mentioned are Age Next Birthday.

This policy is not a Medisave-approved policy, and you may not use Medisave to pay the premium for this policy.


* Singlife Dementia Cover is a standalone plan. You may purchase Singlife Dementia Cover when you are covered under any of the Singlife Long Term Care Plans (i.e., Singlife CareShield Standard / Plus, Singlife ElderShield / Plus)


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  5. Total payout of $170,000 is based on maximum benefit amount of $2,000, including Cognitive Care (5 times benefit over 10 years), Mental Care Benefit (5 times benefit over 5 years), Emotional Resilience Benefit (5 times benefit lump sum) and Medical Expenses Benefit (5 times benefit lump sum)
  6. Yearly review is required to ensure Life Assured is still seeking treatment and/or taking medication for the condition. If the Life Assured recovers and subsequently becomes eligible to claim again, claims can be paid up to 10 years.
  7. Get covered for Major Depressive Disorder, Schizophrenia, Bipolar Disorder, and Early/Intermediate Dementia under the Mental Care Benefit.
  8. We will pay a one-time lump-sum payout of 5 times the chosen benefit amount under the Emotional Resilience benefit for Depressive or Anxiety Disorder after a Dementia diagnosis and Medical Expenses benefit for accidental burns and fractures after a Dementia diagnosis.


This policy is underwritten by Singapore Life Ltd. ("Singlife").


This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You may get a copy of Product Summary from Singapore Life Ltd. or our participating distributors' offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

This is not an insurance contract. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.


This advertisement has not been reviewed by the Monetary Authority of Singapore.


This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites ( or


Information is accurate as at 14 May 2024.