These policies are underwritten by Singapore Life Ltd.

We reserve the right to withdraw the Promotion at our absolute discretion at any time without prior notice.

Please refer to your policy contract for all other terms and conditions governing your insurance policy. Our decision on all matters relating to the Promotion will be at our absolute discretion and will be final and binding on you. In the event of any inconsistency between the terms and conditions in the brochure, marketing or promotional materials relating to the Promotion, the terms and conditions indicated herewith will prevail. In the event of any cancellation of the policy where refund is applicable, only the premiums paid (which exclude the amount on the discount) will be returned.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by The Monetary Authority of Singapore.