What are the key coverages for Optional Cover: COVID-19 Coverage?

Please refer to the table below for the COVID-19 coverage details for all policies purchased from 27 Feb 2026 onwards.

 

COVID-19 cover Maximum amount payable per insured per trip
  Lite Plus Prestige
i. Emergency Medical Cover and Repatriation due to COVID-19      
  1) Overseas Medical Expenses due to COVID-19 $50,000 S$100,000 SS$200,000
  2) Emergency Medical Evacuation due to COVID-19 S$250,000 S$1,000,000 Unlimited
  3) Repatriation due to COVID-19 S$30,000 S$500,000 Unlimited
 4) Medical Expenses in Singapore due to COVID-19 Not Covered S$2,000 S$4,000
ii. Overseas Quarantine Allowance Due to COVID-19 Not Covered S$1,000
(S$50 for every 24 hours)
S$2,000
(S$100 for every 24 hours)
iii. Overseas Hospital Income due to COVID-19 Not Covered S$1,000
(S$50 for every 24 hours)
S$2,000
(S$100 for every 24 hours)
iv. Trip Cancellation / Postponement due to COVID-19 S$2,500 S$5,000 S$7,500
v.1) Trip Interruption due to COVID-19 – Back to Singapore S$2,500 S$5,000 S$7,500
v.2) Trip Interruption due to COVID-19 – Change of Trip itinerary S$500 S$1,000 S$1,500

If my policy was purchased before 27 Feb 2026, what is my coverage for COVID-19?

Please refer to the table below for the COVID-19 coverage details for all policies purchased from 28 Mar 2025 to 26 Feb 2026.

COVID-19 cover Maximum amount payable per insured per trip
  Lite Plus Prestige
i. Emergency Medical Cover and Repatriation due to COVID-19      
  1) Overseas Medical Expenses due to COVID-19 S$50,000 S$100,000 S$200,000
  2) Emergency Medical Evacuation due to COVID-19 S$250,000 S$1,000,000 Unlimited
  3) Repatriation due to COVID-19 S$30,000 S$500,000 Unlimited
  4) Medical Expenses in Singapore due to COVID-19  Not Covered S$2,000 S$4,000
ii. Overseas Quarantine Allowance Due to COVID-19 Not Covered S$1,000
(S$50 for every 24 hours)
S$2,000
(S$100 for every 24 hours)
iii. Overseas Hospital Income due to COVID-19 Not Covered S$1,000
(S$50 for every 24 hours)
S$2,000
(S$100 for every 24 hours)
iv. Trip Cancellation / Postponement due to COVID-19 S$500 S$5,000 S$7,500
v. 1) Trip Interruption due to COVID-19 - Back to Singapore S$500 S$5,000 S$7,500
v.2) Trip interruption due to COVID-19 - Change of Trip itinerary S$500 S$1,000 S$1,500

Who is eligible to buy travel insurance and enjoy its COVID-19 coverage?

For policies purchased on or after 27 Feb 2026, coverage for COVID-19 will be available only if you purchase the COVID-19 Coverage add-on and you are not travelling against travel advisory issued by the Singapore government.

For policies purchased before 27 Feb 2026, COVID-19 coverage is automatically included provided you are not travelling against travel advisory issued by the Singapore government.

For the full terms and conditions, please refer to the policy booklet.

Where can I find the travel advisories issued by the Singapore government?

For the latest notices issued by the Singapore government, please visit the websites for the Ministry of Foreign Affairs and Ministry of Health.

This webpage is published for information only and Singapore Life Ltd. accepts no liability whatsoever with respect to its use or its contents.

The information contained here is accurate as of Feb 2026.