Home Insurance
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Am I covered for freezer contents?
{ const topicDetailsPositionTop = $refs['anchor-answer-1'].getBoundingClientRect().top + window.scrollY - (window.innerWidth >= 420 ? 86: 62); window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Am I covered for my golf clubs?
{ const topicDetailsPositionTop = $refs['anchor-answer-2'].getBoundingClientRect().top + window.scrollY - (window.innerWidth >= 420 ? 86: 62); window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Am I covered for personal accidents?
{ const topicDetailsPositionTop = $refs['anchor-answer-3'].getBoundingClientRect().top + window.scrollY - (window.innerWidth >= 420 ? 86: 62); window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Am I covered for renovations?
{ const topicDetailsPositionTop = $refs['anchor-answer-4'].getBoundingClientRect().top + window.scrollY - (window.innerWidth >= 420 ? 86: 62); window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Am I covered for replacement locks and keys?
{ const topicDetailsPositionTop = $refs['anchor-answer-5'].getBoundingClientRect().top + window.scrollY - (window.innerWidth >= 420 ? 86: 62); window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Are falling trees covered by Singlife Home Insurance?
{ const topicDetailsPositionTop = $refs['anchor-answer-6'].getBoundingClientRect().top + window.scrollY - (window.innerWidth >= 420 ? 86: 62); window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Are my belongings covered outside of the home?
{ const topicDetailsPositionTop = $refs['anchor-answer-7'].getBoundingClientRect().top + window.scrollY - (window.innerWidth >= 420 ? 86: 62); window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Are the contents covered when my home is unoccupied?
{ const topicDetailsPositionTop = $refs['anchor-answer-8'].getBoundingClientRect().top + window.scrollY - (window.innerWidth >= 420 ? 86: 62); window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Are the contents of my garage covered?
{ const topicDetailsPositionTop = $refs['anchor-answer-9'].getBoundingClientRect().top + window.scrollY - (window.innerWidth >= 420 ? 86: 62); window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Can I get instant home insurance cover with Singlife?
{ const topicDetailsPositionTop = $refs['anchor-answer-10'].getBoundingClientRect().top + window.scrollY - 86; window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Can I insure the contents of a property that is not my permanent residence?
{ const topicDetailsPositionTop = $refs['anchor-answer-11'].getBoundingClientRect().top + window.scrollY - 86; window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Can I insure the contents of my holiday home abroad?
{ const topicDetailsPositionTop = $refs['anchor-answer-12'].getBoundingClientRect().top + window.scrollY - 86; window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Can I purchase contents insurance with you if I sub-let my house?
{ const topicDetailsPositionTop = $refs['anchor-answer-13'].getBoundingClientRect().top + window.scrollY - 86; window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Do you provide cover to find the source of a water leak?
{ const topicDetailsPositionTop = $refs['anchor-answer-14'].getBoundingClientRect().top + window.scrollY - 86; window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Does the contents cover include accidental damage?
{ const topicDetailsPositionTop = $refs['anchor-answer-15'].getBoundingClientRect().top + window.scrollY - 86; window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">I have just bought a HDB flat and they require me to take up the HDB Fire Insurance Scheme. How does Singlife Home Insurance complement the compulsory scheme?
{ const topicDetailsPositionTop = $refs['anchor-answer-16'].getBoundingClientRect().top + window.scrollY - 86; window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">If I am a tenant of a rented flat, can I purchase Singlife Home Insurance?
{ const topicDetailsPositionTop = $refs['anchor-answer-17'].getBoundingClientRect().top + window.scrollY - 86; window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">What additional options are available to me?
{ const topicDetailsPositionTop = $refs['anchor-answer-18'].getBoundingClientRect().top + window.scrollY - 86; window.scrollTo({top: topicDetailsPositionTop, behavior: 'smooth'}); }">Where can I find out what Singlife Home Insurance covers?
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Am I covered for freezer contents?
If you purchase the Food in Freezers add-on, we’ll provide cover of up to S$500 for loss of or damage to food stored in a freezer in the home, caused by mechanical breakdown, explosion or failure in the temperature-control device of your freezer.
We won’t cover loss or damage caused by a deliberate act or a pre-scheduled maintenance, with prior notification by the company (or its employees) supplying your power. The latter case includes loss or damage directly or indirectly arising from the power supply being disconnected.
Am I covered for my golf clubs?
Yes, whilst they’re in your home.
Am I covered for personal accidents?
Not under the standard policy package. However, if you purchase the additional Family Personal Accident Cover, we’ll cover you, your spouse or child, for any accidental bodily injury that occurs anywhere in the world. This would include the necessary costs of modifying your home to aid mobility due to the accidental injury.
Am I covered for renovations?
Yes. This includes improvements or additions to your home that have been made by you or by any previous owner. Examples of these are: renovations to kitchens, work on wood or laminate flooring, fitted wardrobes, air conditioners and bathrooms, as well as double glazing. The maximum we’ll pay is the limit shown on your policy schedule.
Am I covered for replacement locks and keys?
If you purchase the additional Replacement Locks cover, we’ll provide cover of up to S$500 for keys to locks that are lost or stolen. This would apply to external doors or gates of the home, alarm systems and domestic safes fitted in the home.
Are falling trees covered by Singlife Home Insurance?
Yes, we provide cover for damage or loss caused by falling trees or branches.
Are my belongings covered outside of the home?
No. We do not cover items outside of the home.
Are the contents covered when my home is unoccupied?
Yes, but your home must not be left unoccupied for more than 60 consecutive days.
Are the contents of my garage covered?
Yes. The policy covers contents of your house, apartment or flat and any of its outbuildings (including garages) that are at the address shown on your policy schedule.
Can I get instant home insurance cover with Singlife?
Yes. Once we confirm with you that we’ve collected your premium through our online payment gateway, you’ll have successfully purchased your policy. The process takes a minute or two, after which you’ll be insured.
Can I insure the contents of a property that is not my permanent residence?
Yes. You can insure the contents of another property you own or rent.
Can I insure the contents of my holiday home abroad?
No. We do not offer contents insurance for properties outside of Singapore.
Can I purchase contents insurance with you if I sub-let my house?
Yes, but please be aware that certain risks, such as malicious or deliberate damage by tenants, are not covered under your policy.
Do you provide cover to find the source of a water leak?
No. We cover for damage caused by water escaping from water tanks, pipes, equipment and fixed heating or cooling systems.
Does the contents cover include accidental damage?
No. Singlife Home Insurance policies only cover specific types of loss, such as fire, theft, earthquake, flood, etc. Please refer to the policy document for the full list of loss types covered.
I have just bought a HDB flat and they require me to take up the HDB Fire Insurance Scheme. How does Singlife Home Insurance complement the compulsory scheme?
The Singlife Home Insurance policy only provides cover for household contents and renovations. The HDB fire insurance policy covers your building and therefore, they are not the same. We recommend that you should, at all times, maintain the HDB Fire Insurance policy or such similar coverage, and protect your home contents with a Singlife Home Policy.
If I am a tenant of a rented flat, can I purchase Singlife Home Insurance?
Yes.
What additional options are available to me?
We offer the following additional options:
Replacement Locks
We'll provide cover of up to S$500 if the keys to the lock are lost or stolen for:
Food in Freezers
We'll provide cover of up to S$500 for loss or damage to food stored in a freezer in the home caused by mechanical breakdown, explosion or failure in the temperature-control device of the freezer.
Bicycle / Personal Mobility Device
We'll provide cover of up to S$300 for any loss or damage, covered under the policy, to your bicycle, power-assisted bicycle or personal mobility device.
Family Cyber Risk Protector
Under Identity Theft, we'll pay for expenses incurred by you, up to a maximum of S$3,000, as the direct result of an identity fraud discovered during the time you are insured by us. We'll also pay up to a maximum of S$3,000 for any fraudulent transaction on your credit card.
Under Dispute with Online Retailer, we'll indemnify you for your loss up to S$500 per eligible article or set of eligible articles and up to a maximum of S$3,000 per claim if you suffer financial loss arising from a dispute with an online retailer. This can be over any non-compliant article that you've purchased over the internet during the period of insurance.
Family Worldwide Personal Accident
We'll cover you, your spouse or child for any accidental bodily injury occurring anywhere in the world. This includes the necessary costs of modifying your home to aid mobility due to the accidental injury.
Where can I find out what Singlife Home Insurance covers?
You can view the Singlife Home Insurance Summary of Cover on our website (under "Home Insurance").
For new and renewed policies taken out on and after 1 January 2021: - Summary of Cover
This webpage is published for information only and Singapore Life Ltd. accepts no liability whatsoever with respect to its use or its contents.
The information contained here is accurate as at 16 Aug 2022.