All ages mentioned refer to age next birthday (ANB).
 

1. The applicant for Singlife Maternity Care must be between 18 and 45 years old (both ages inclusive) and be within 13 to 36 weeks (both weeks inclusive) of pregnancy at the time of application.
   
   
2. Terms and condition apply. Please refer to the Product Summary for details.
   
   
3. This refers to the Hospital care benefits(s) for the Mother (or child). The Hospital care benefit(s) will end when 30% of the sum assured is paid or when the contract term ends – whichever is earlier. The other benefits will continue while the policy is in force. For details, please refer to the Product Summary.
   
   
4. Singapore Life Ltd. will cover up to four babies in a single pregnancy. The benefits in the Child’s benefit table will apply to each baby as a separately insured child. If the claim is made on one child only, the benefit will continue to be available for the other child(ren). Subject to underwriting, Singapore Life Ltd. will accept pregnancies through In Vitro Fertilisation (IVF), Intracytoplasmic Sperm Injection (ICSI), Intrauterine Insemination (IUI) and Intracervical Insemination (ICI).
   
   
5. Singapore Life Ltd. will pay 50% of the sum assured, if the insured child requires stem cell transplant surgery and has started the process of injection or extraction of stem cells. This benefit will end when 50% of the sum assured is paid or when the contract term ends – whichever is earlier. The other benefits will continue if the policy is in force.
   
   
6. Singapore Life Ltd. will pay 10% of the sum assured if the insured child shows developmental delay. This benefit will end when 10% of the sum assured is paid or when the contract term ends – whichever is earlier. The other benefits will continue if the policy is in force.
   Developmental delay of the insured child refers to the inability to perform either of the following tasks by the actual attained age of 28 months, from date of birth, as confirmed by a paediatrician:
   i) Walking without aid for a distance of two metres; or
   ii) Speaking and saying simple words, such as “papa”, “mama” and etc.
   
   
7. Within 90 days from the birth of an insured child, you have the option to buy a new policy under this benefit for the insured child, without any medical underwriting.
   The policies are:
   a) whole life plan, where the total death and terminal illness (TI) benefit payable is not more than S$150,000; or
   b) whole life plan, with total and permanent disability (TPD) benefit (if applicable), where the total death, TI and TPD benefit payable is not more than S$150,000.
   Singapore Life Ltd. will not pay if your claim under the new policy is directly or indirectly, wholly or partly, caused by or arising from or contributed to, by pre-existing conditions.
   Cover of more than the sums stated above required medical underwriting.
   
   
8. Premium of S$638 is based on coverage for a 30 year old non-smoking female, who conceived through normal conception.