Singlife Comprehensive Critical Illness | Early Stage Coverage | Singlife Singapore

Critical Illness Insurance

Critical illness (CI) insurance provides either a lump-sum or multiple payouts, helping you focus on recovery rather than healthcare bills or other living expenses.

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Critical Illness and the Recovery Gap

Advances in medical care have helped more people survive critical illnesses such as cancer, stroke, and heart attack.

However, recovery often continues long after treatment ends, bringing ongoing healthcare needs, caregiving responsibilities, and financial challenges long after hospitalisation.

This often-overlooked shortfall in support is known as The Recovery Gap.

To better understand these often-overlooked challenges, Singlife's Closing the Recovery Gap report explores what critical illness recovery looks like, the support people need beyond treatment, and how individuals and families can prepare more holistically to recover well.

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1 in 4

People in Singapore may develop cancer in their lifetime1.

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Recovery costs

Treatment and recovery costs can amount to approximately S$169,000

Up to S$25,000 per condition

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Retirement trade-off

4 in 5 critical illness survivors drew on their retirement savings to cope with unexpected expenses

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Treatment expenses

Caregivers reported average expenses of S$4,922 per month across a 27-month recovery period2

Why Critical Illness Insurance Matters

Get a lump-sum payout upon diagnosis and put your recovery first. Take our 2-minute CI quiz to see how much you really know.

Find Your Critical Illness Plan

Singlife Multipay Critical Illness II

Provides multiple payouts across different stages and recurrent CI

 

Multiple payouts, up to 900% of Sum Assured (including recurrent CI benefit)

or
Singlife Comprehensive Critical Illness II

Provides a single lump-sum across different stages of CI with broad coverage

 

Single payout, 100% of Sum Assured

or
Singlife Essential Critical Illness II

Provides CI coverage whether you’re healthy or have pre-existing conditions

 

Single payout, 100% of Sum Assured

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POPULAR

Singlife Multipay Critical Illness II

10% perpetual premium discount + 30% first-year premium discount

A multiple-payout plan that covers critical illnesses across different stages, so you are supported at every unexpected turn.
  • Provides a total payout of up to 900% of your Sum Assured for critical illnesses

  • Covers 135 conditions across early, intermediate and severe stages of critical illnesses

  • Premiums waived upon diagnosis of first severe stage critical illness

  • Pays 150% of your Sum Assured against specified recurrent critical illness, up to 2 claims

Learn more
POPULAR

Singlife Comprehensive Critical Illness II

10% perpetual premium discount + 20% first-year premium discount

A single-payout plan that gives you the financial support to tackle various stages of critical illness.
  • Covers 135 conditions across early, intermediate and severe stages of specified critical illnesses

  • Additional payout upon admission to Intensive Care Unit for 4 days or more

  • Additional payout for surgical removal of Benign Tumour (suspected malignancy) or diagnosis of Borderline Malignant Tumour

Learn more

Singlife Essential Critical Illness II

A critical illness plan that gives you the assurance whether you are in the pink of health or managing an existing health condition.
  • Get coverage even with pre-existing conditions

  • Easy application with just 6 questions

  • Customise your premiums based on your existing health conditions

Learn more

Important Notes

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1. Source: Singapore Cancer Society: "Common Types of Cancer". Accessed on 5 Aug 2024

2. 27 months is the average duration for recovery. Recovery can last as long as 237 months (nearly 20 years) for some critical illness survivors.