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No, crediting rates are not guaranteed.
Returns are calculated daily based on your account value and credited monthly, on the first day of the following policy anniversary month. For example, if the policy start date is 1 Feb, the crediting date will be 1 March.
From now until such time as updated by Singlife, enjoy promotional base return of 2% p.a. for the first S$10,000 in Singlife Account. For amounts above S$10,000, up to S$100,000, enjoy promotional base return of 1.4% p.a.. There is 0% p.a. for account values that exceed S$100,000. Returns are calculated daily and credited to your account value monthly, on the first day of the following policy anniversary month. Please note that returns are not guaranteed.
Crediting rates fluctuate based on investment performance and therefore cannot be guaranteed.
Crediting rate is the return you earn on your account value.
1A daily spending limit is set at S$5,000. An annual spending limit is set at S$30,000 on a 365-day rolling basis. Any payments made via a Singlife Debit Card during the prior 365-day period shall be aggregated with payments made via PayNow UEN for the purpose of determining the annual spending limit.
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The information contained here is accurate as at 1 Oct 2022.