MINDEF and MHA Group Insurance

The Core Scheme is the free Group Term Life and Group Personal Injury coverage provided by MINDEF and MHA for eligible members. The coverage will cease once you complete National Service or leave the employment of MINDEF or MHA.

The Voluntary Scheme consists of the Group Term Life and Group Personal Injury coverage, as well as riders to cover critical illness, early critical Illness, disability and outpatient medical expenses. As an eligible member or affiliate member, you can purchase this insurance coverage for yourself and/or your dependant(s) (spouse and child) at very attractive rates. You will be covered till age 70 (age next birthday) even after you complete National Service or leave the employment of MINDEF or MHA. 

These are the other modes of payments available

• AXS Machines

• Cheque/Cashier's Order

• iBanking

• Credit or Debit Cards

• Paynow

Please refer here for the available payment methods.

The Group Term Life policy provides financial protection in the event of death as well as total and permanent disability.

The Group Personal Injury policy provides financial protection in the event of death, total and permanent disability, dismemberment, fracture and other injuries due to accident. For more details, please refer to the product summaries enclosed.

You can supplement your Group Term Life and/or Group Personal Injury policy(ies) with any of these riders:
• Group Living Care – covers 37 critical illnesses
• Group Living Care Plus – covers 10 critical illnesses during early stage
• Group Disability Income – provides a regular income in the event of disability
• Group Outpatient Medicare – covers non-hospitalisation medical expenses
 

For MINDEF personnel, you may upgrade your coverages via MINDEF Group Insurance Online.

For MHA personnel, you may upgrade your coverages via MHA Group Insurance Online.

Yes. The sum assured of both plans are independent of each other. 

The sum assured of the riders cannot exceed the sum assured of the main plans (Term Life or Personal Injury, whichever is higher). 

Yes, you will be covered in the event of war and terrorism under Group Term Life, Group Personal Injury, Living Care and Living Care Plus.

The maximum entry age is 65 years old at age next birthday.

For more details or any enquiries, please email us at [email protected] or [email protected] or contact us at 6827 8000.