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The Core Scheme is the free Group Term Life and Group Personal Injury coverage provided by MINDEF and MHA for eligible members. The coverage will cease once you complete National Service or leave the employment of MINDEF or MHA.
The Voluntary Scheme consists of the Group Term Life and Group Personal Injury coverage, as well as riders to cover critical illness, early critical illness, and disability. As an eligible member or affiliate member, you can purchase this insurance coverage for yourself and/or your dependant(s) (spouse and child) at very attractive rates. You will be covered till age 70 (age next birthday) even after you complete National Service or leave the employment of MINDEF or MHA.
These are the other modes of payment available:
The Group Term Life policy provides financial protection in the event of death as well as total and permanent disability.
The Group Personal Injury policy provides financial protection in the event of death, total and permanent disability, dismemberment, fracture and other injuries due to accident. For more details, please refer to the product summaries enclosed.
You can supplement your Group Term Life and/or Group Personal Injury policy(ies) with any of these riders:
• Group Living Care – covers 37 critical illnesses
• Group Living Care Plus – covers 10 critical illnesses during early stage
• Group Disability Income – provides a regular income in the event of disability
• Group Outpatient Medicare – covers non-hospitalisation medical expenses
Simply complete the enclosed application form and GIRO form, and submit the original copy to us for processing.
Yes. The sum assured of both plans are independent of each other.
The sum assured of the riders cannot exceed the sum assured of the main plans (Term Life or Personal Injury, whichever is higher).
Yes, you will be covered in the event of war and terrorism under Group Term Life, Group Personal Injury, Living Care and Living Care Plus.
The maximum entry age is 65 years old at age next birthday.
This webpage is published for information only and Singapore Life Ltd. accepts no liability whatsoever with respect to its use or its contents.
The information contained here is accurate as at 1 Jan 2023.