What is the Core Scheme?

The Core Scheme is the free Group Term Life and Group Personal Accident coverage provided by MINDEF and MHA for eligible members. The coverage will cease once you complete National Service or leave the employment of MINDEF or MHA.

What is the Voluntary Scheme?

The Voluntary Scheme consists of the Group Term Life and Group Personal Accident coverage, as well as riders to cover critical illness, early critical illness, and disability. As an eligible member or affiliate member, you can purchase this insurance coverage for yourself and/or your dependant(s) (spouse and child) at very attractive rates. You will be covered till age 70 (age next birthday) even after you complete National Service or leave the employment of MINDEF or MHA. 

What other modes of payment are available for the MINDEF & MHA Group Insurance?

These are the other modes of payment available:

  • AXS Machines
    All AXS stations in Singapore via Direct Debit Payment or CashCards, for payment of insurance premiums: Select: Bills > Insurance > Singapore Life Ltd. > MINDEF & MHA Group Insurance > Policy Number/ NRIC No. > Enter the Proposer’s Client Reference number, Premium Amount and Contact No.
  • Cheque/Cashier's Order
    Payable to "Singapore Life Ltd."
    Indicate your policy number and Client Reference number on the reverse side of the cheque
    Mail to: Premium Management, Singapore Life Ltd., 4 Shenton Way #01­01 SGX Centre 2, Singapore 068807
  •  iBanking
    DBS Account Number: 003-900188-6
    DBS/POSB Internet Banking, payee name "Singlife - Group Life & Medical" (please quote your Client Reference number when prompted for a reference) 

  • Credit or Debit Cards

  • Paynow

What is the Group Term Life and Group Personal Accident coverage?

The Group Term Life policy provides financial protection in the event of death as well as total and permanent disability.

The Group Personal Accident policy provides financial protection in the event of death, total and permanent disability, dismemberment, fracture and other injuries due to accident. For more details, please refer to the product summaries enclosed.

What are the other riders available?

You can supplement your Group Term Life and/or Group Personal Accident policy(ies) with any of these riders:
• Group Living Care – covers 37 critical illnesses
• Group Living Care Plus – covers 10 critical illnesses during early stage
• Group Disability Income – provides a regular income in the event of disability
• Group Outpatient Medicare – covers non-hospitalisation medical expenses
 

How can I apply for a higher sum assured or sign up for riders?

Simply complete the enclosed application form and GIRO form, and submit the original copy to us for processing.

Can the sum assured of my Group Personal Accident plan be more than my Group Term Life plan?

Yes. The sum assured of both plans are independent of each other. 

Can the sum assured of the riders exceed the main plans (Term Life or Personal Accident)?

The sum assured of the riders cannot exceed the sum assured of the main plans (Term Life or Personal Accident, whichever is higher). 

Am I covered in the event of war and terrorism?

Yes, you will be covered in the event of war and terrorism under Group Term Life, Group Personal Accident, Living Care and Living Care Plus.

What is the maximum entry age for me and my spouse?

The maximum entry age is 65 years old at age next birthday.

How can I contact Singlife with Aviva for more details or if I have any enquiries?

For more details or any enquiries, please email us at [email protected] or [email protected] or contact us at 6827 8000.

This webpage is published for information only and Singapore Life Ltd. accepts no liability whatsoever with respect to its use or its contents.

The information contained here is accurate as at 16 Aug 2022.