Singlife Team

Executive team


Pearlyn Phau, Group Chief Executive Officer

Pearlyn Phau is Group Chief Executive Officer and Executive Director of leading homegrown financial services company Singlife with Aviva, formed by the merger of Singlife and Aviva Singapore. Pearlyn leads Singlife’s strategy, innovation and business efforts to deliver a better way to financial freedom for customers and the financial services industry.

Pearlyn cut her teeth in wealth management, digital and retail banking and has amassed over three decades of experience in the financial services field. She is well-respected amongst industry peers for being a strong leader with a digital-first mindset and having an exceptional track record of leading key strategies and business transformation initiatives.

Prior to her current appointment, she held several senior executive roles in DBS Singapore and the region.

Pearlyn is a Chartered Financial Analyst and holds a BA in Economics and Statistics from the National University of Singapore. She sits on the board of the Housing and Development Board and the advisory board of the Singapore Management University Lee Kong Chian School of Business.

Sumit Behl, Group Chief Financial Officer

Sumit joined Aviva in 2002 and is responsible for all of the group’s financial operations. He was formerly Chief Risk Officer and managed risks in relation to product decisions, regulatory changes and technology enhancements. Before moving to Singapore, Sumit held various roles at Aviva India, including at Internal Audit, in his career spanning over 20 years. He is a member of the Institute of Chartered Accountants of India.

Linda Chan, Group Head of Internal Audit

Linda leads the Internal Audit team in supporting the board to provide independent and objective assurance on the adequacy and effectiveness of risk management, control and governance processes. The team helps protect Singlife’s assets, reputation and sustainability. Prior to joining Singlife in March 2022, Linda’s experience was in financial markets products, banking and broker dealer entities. These include Credit Suisse, JPMorgan Chase Bank in Australia and Singapore. She is a certified public accountant with CPA Australia and a chartered accountant with the Institute of Singapore Chartered Accountants.

Akhil Doegar, Chief Executive Officer, Navigator Investment Services Limited (NISL)

Akhil is responsible for the strategy and operations of Navigator and ensuring its profitability. Akhil spent 17 years in DBS Bank, where he was a founding member of the Digital Bank in India and Indonesia, and Head of the Digital Payments Group. He has a proven track record of building strong teams, driving change and identifying and capitalising new value streams. He holds a BSc in Computer Science and Mathematics from the National University of Singapore. 

Damian Ho, Group Head of Strategy & Corporate Development

Damian oversees Strategy & Strategic Initiatives, Sustainability and Mergers & Acquisitions. He joined Singlife in March 2018 with over 20 years of experience in Mergers & Acquisitions, Capital Markets and Private Equity across Southeast Asia. He was previously a Managing Director, Global Banking, HSBC from 2011 to 2017. Prior to that, he held various positions in HSBC Private Equity and DBS Bank.

Lionel King, Chief Executive Officer, Professional Investment Advisory Services Pte Ltd

Lionel leads the PIAS team in delivering wealth services and solutions to customers with a personalised approach. In the last three decades, he held various leadership roles in the financial services industry and was named Distinguished Fellow by the Institute of Banking and Finance, Singapore. As an industry veteran, Lionel worked closely with the Monetary Authority of Singapore and Life Insurance Association Singapore in implementing recommendations from the Financial Advisory Industry Review. 

Koh Wei Lee, Chief Executive Officer, Singlife Financial Advisers

Wei Lee leads a distribution network of more than 600 financial advisors to bring the best of Singlife's protection and investment products to customers. He has held several senior management positions in insurance companies in Singapore, Malaysia and Hong Kong in the last 20 years and in roles such as Distribution Management, Marketing and Product Management. He holds an MBA from the University of Adelaide and attended the Marketing Management Programme in Wharton School, University of Pennsylvania.

Varun Mittal, Group Head of Digital & Ecosystems

Varun brings together our digital and ecosystem capabilities to support the company’s strategy to be technology first and harness data for customer solutions. Prior to joining Singlife in Dec 2021, he was responsible for FinTech business development in 130 emerging markets across the globe for EY. He has been involved in various technology companies throughout his career and he is co-founder of the Singapore FinTech Association and ASEAN FinTech Network. Varun holds a Masters of Strategy and Operations from National University of Singapore and a Bachelor of Technology in Computer Science Engineering from India.

Michael Puhaindran, Group Head of Legal & Compliance

Michael is responsible for the Group’s compliance with all ethical practices, policies and legal requirements. He was Global Head of Compliance, Financial Crime and Conduct for Standard Chartered Bank’s Retail Banking, where he managed compliance across all markets in Asia, Africa and the Middle East. He was also General Counsel for GE Money Singapore. Michael holds a LLB from the National University of Singapore. 

Kim Rosenkilde, Group Chief Investment Officer

Kim leads the Group’s investment management activities. He has previously held senior executive roles with ICAP, Deutsche Bank and ABN AMRO Bank in London, New York, Tokyo and Shanghai, always with significant Risk, Regulatory and Revenue responsibility. Kim is also Chairman of Navigator Investment Services Limited, a Singapore Life company. 

Romil Sharma, Group Head of Technology and Operations

Romil drives best in class technology infrastructure, solutions and strategies as Singlife seeks to rebuild its technology stack and develop a world class digital experience for customers. Romil joined Singlife in Apr 2022, after spending 15 years at DBS, where his last role was Managing Director, Consumer Banking Technology and Technology Head, Digital Bank. He delivered end-to-end digital platform solutions for the group’s six markets and modernised its systems and processes. He holds a BEng (Computer Technology) from Nagpur University.

Debra Soon, Group Head of Brand, Communications & Marketing

Debra leads an integrated Brand, Communications and Marketing team which partners business leaders to achieve revenue targets. She has worked in media and diversified companies in the property, automotive and tech businesses. She has held bottom line responsibilities as Chief Customer Officer, Mediacorp and as Managing Director, Channel NewsAsia. She has also held corporate functions such as Chief Marketing Officer, Head of HR, Regional IT, Communications, Projects and Customer Experience in various companies. She graduated with a BSc in Econs and an MSc in International Relations from the London School of Economics and Political Science. 

Ashley Tan, Group Chief Risk Officer

Ashley is responsible for risk management across the group’s business operations. His primary role is to ensure we operate in a manner that supports business while keeping within our risk appetite and delivering good customer outcomes. He has led the implementation of the risk and compliance framework in Singapore and other regional operations for Aviva. His career spans more than 25 years and covers risk management, compliance, financial crime and internal audit. Ashley holds a professional qualification from the Association of Chartered Certified Accountants, United Kingdom, and is a chartered accountant with the Institute of Singapore Chartered Accountants.

Richard (Rick) Vargo, Group Head of Products, Propositions & Transformation

Rick is responsible for products, customer experience and leadership transformation. He joined Singlife with Aviva in 2022 with nearly 40 years of experience in insurance sales, marketing and distribution. In his last appointment as Managing Director/ Group Head, Bancassurance at DBS Bank, he oversaw Bancassurance strategies and reshaped leadership development and customer journey initiatives. Rick holds a BS in Finance from the University of Colorado, is a CLU, ChFC and CFP, and a qualified Executive Coach.

Pavan Virmani, Group Head of Distribution

Pavan oversees all sales and distribution channels for the company. He joined Aviva in 2006. Pavan has worked across a variety of P&L management, Distribution, Strategy and Merger and Acquisition roles in Southeast Asia and Oceania in the last 20 years. He holds a BA (Hons) in Economics from the University of Delhi and an MBA from the University of Melbourne.

Hayley Yap, Group Head of People

Hayley develops and executes HR strategy in line with our business goals. Hayley joined Singlife in July 2022 from AXA Singapore, where she was Chief People Officer and headed organisation design and structure, talent strategies and helped drive a diverse and inclusive culture. Prior to this, she was Managing Director and Head of Business Execution, SEA, India and Middle East at ANZ. She has held business and HR roles at financial institutions like Standard Chartered Bank, JP Morgan Chase Bank and DBS Singapore.