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Singlife Comprehensive Critical Illness

(Previously known as My Early Critical Illness Plan II)
A plan that gives you the financial support to tackle all stages of critical illness and other health challenges

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Rebound from health setbacks with confidence

Did you know that the top 3 critical illnesses in Singapore are cancer1, heart attack2 and stroke3? Put your health first with Singlife Comprehensive Critical Illness, a plan that covers you right from the early stages of a critical illness. With its lump-sum payout for covered health conditions, it could be a financial lifeline to help you manage ongoing expenses while you seek treatment and focus on your health.

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Hospitalisation support

If you spend 4 days or more at the Intensive Care Unit in one hospital admission6, you’ll get additional 20% of your sum assured up to S$25,000 per life.

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Family matters

Protect your loved ones from financial stress. If you die during the coverage period, a S$5,000 lump-sum payout will be made.

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Going above and beyond

If diagnosed with one of the 27 covered conditions under the Special Benefit7, you’ll get an additional payout of up to S$25,000 per life per condition.

 

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Choose your coverage duration and currency

Choose your coverage duration and your coverage amount can be in SGD, USD, GBP, EUR, AUD or HKD8.

Lump-sum payout and more

Get a lump-sum payout for early, intermediate and severe stages of specified CIs

132 conditions

If you’re diagnosed with any of the covered 132 conditions across various stages of critical illnesses4, you’ll get a lump-sum payout that’s 100% of your sum assured.

Tumors

Should you need surgery for a borderline malignant tumour or benign tumour5, you’ll get an additional 20% of your sum assured, up to S$25,000 per life.

Important Notes

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All ages mentioned refer to age next birthday.
 

  1. Source: Health Promotion Board, National Registry of Diseases Office, “Singapore Cancer Registry Annual Report 2019”, 28 January 2022.

  2. Source: Health Promotion Board, National Registry of Diseases Office, “Singapore Myocardial Infarction Registry Annual Report 2019”, 30 July 2021.

  3. Source: Health Promotion Board, National Registry of Diseases Office, “Singapore Stroke Registry Annual Report 2019”, 3 November 2021.

  4. Please refer to the Product Summary for the complete list of early, intermediate and severe stage critical illnesses covered under this plan.

  5. Only one claim is allowed under this benefit. This benefit shall cease on the date on which a claim is made, on the Policy Anniversary in which the Life Assured is 85 years old, or upon the expiry of the Policy, whichever is earliest. Waiting period and survival period are applicable. Please refer to the Product Summary for more details on the benefit terms and conditions including the definitions of Benign Tumour (suspected malignancy) requiring surgical excision and Borderline Malignant Tumour.

  6. Only one claim is allowed under this benefit. The Intensive Care Unit (ICU) stay of 4 days or more must be in one hospital admission in Singapore and must be confirmed as Necessary Medical Treatment. A stay in ICU will not be considered as Necessary Medical Treatment if the Life Assured can be safely and adequately treated in any other facility. This benefit shall cease on the date on which a claim is made, on the Policy Anniversary in which the Life Assured is 85 years old, or upon the expiry of the Policy, whichever is earliest. Waiting period and survival period are applicable. Please refer to the Product Summary for more details on the benefit terms and conditions.

  7. If the Life Assured is diagnosed with any one of the conditions covered, an additional 20% of the Sum Assured will be payable, capped at S$25,000 (or equivalent currency) per life per condition. Only one claim is payable for each condition and a maximum of six claims is allowed under this benefit. This benefit shall cease on the date on which the sixth claim is made, on the Policy Anniversary in which the Life Assured is 16 or 85 years old (based on covered conditions), or upon the expiry of the Policy, whichever is earliest. Waiting period (for specific conditions) and survival period are applicable. Please refer to the Product Summary for more details on the benefit terms and conditions.

  8. If your coverage amount is not in Singapore dollars, any benefit limit stated in Singapore dollars will be converted to the equivalent amount in your chosen currency, based on our currency conversion rate.
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Disclaimers

This policy is underwritten by Singapore Life Ltd.
 

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You may get a copy of the Product Summary from Singapore Life Ltd. and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.
 

Information is accurate as at August 2022.
 

This advertisement has not been reviewed by the Monetary Authority of Singapore.
 

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).