Singlife Car Insurance

Car insurance

Get up to 39% off. Use promo code CNY28 + extra 15% off for MINDEF & MHA or POGIS policyholders.

Get a quote Get a quote Retrieve a quote Retrieve a quote

A comprehensive cover for you, your passengers and your car

Singlife’s comprehensive car insurance plans let you drive with peace of mind. Our car policy offers the lowest NCD penalty upon your claims. Plus, 24/7 roadside assistance when you encounter bumps along the road. Select a plan and get a quote for your car policy within minutes.

What our car insurance cover offers

  • Claims promise

If your car is damaged through no fault of yours, your No Claims Discount (NCD) remains intact and no upfront excess payment is required - that’s our claims promise1!

  • Lowest NCD penalty upon your car insurance claims

Other insurers penalise you 30% when you claim. We only deduct 10%2.

 
  • Quick emergency assistance available 24/7

In case of a breakdown, our emergency assistance service is available 24/7 to provide rapid assistance2.

  • No additional excess for young and inexperienced drivers

With our Prestige plan, there's no additional excess. You can enjoy greater peace of mind without an additional cost.

1This only applies if you are involved in an accident with an identifiable Singapore car(s).
2Excluding the Motor Lite plan. 

Three options to suit your needs

Choose from the options below and get your car insurance cover online. We'll have your car policy documents plus your certificate of insurance emailed to you instantly.

Lite

Our cover includes approved workshop repair, a brand new car replacement and a few extras.

  • Repairs for your car
    Approved repairer only
  • Brand new car replacement2
    For new car less than 12 months old
  • Additional Excess for young and inexperienced driver3
    S$2,500
  • Windscreen excess payment
    S$100
  • Medical expenses
    Covers you and your passengers.
    S$500
  • Damage to third party's property
    Up to S$5 million

Standard

Includes repairs at any workshop1 and covers you for the loss of your personal belongings.

  • Repairs for your car
    Any repairer1
  • Brand new car replacement2
    For new car less than 12 months old
  • Additional Excess for young and inexperienced driver3
    S$2,500
  • Windscreen excess payment
    S$100
  • Medical expenses
    Covers you and your passengers.
    S$2,500
  • Damage to third party's property
    Up to S$5 million
  • Personal belongings
    Up to S$1,000

Prestige

Our comprehensive plan offers you the highest level of coverage for greater peace of mind.

  • Repairs for your car
    Any repairer
  • Brand new car replacement2
    For new car less than 24 months old
  • No Additional Excess for young and inexperienced drivers3
    S$0
  • No windscreen excess payment
    S$0
  • Medical expenses
    Covers you and your passengers.
    S$5,000
  • Damage to third party's property
    Up to S$5 million
  • Personal belongings
    Up to S$3,000
  • Transport allowance
    S$80 daily transport allowance (up to 10 days)

Footnotes

Our Car insurance promotions

Get the most out of your Car policy premiums with these stackable promotions while they last.

28% off your premiums

Applicable for all plans and new customers only. Valid until 31 January 2022. 

Up to 39% off for MINDEF & MHA policyholders

Applicable for policyholders' family members too.

Up to 39% off for POGIS policyholders

 

Applicable for policyholders' family members too.

Add-ons for extra protection

Need enhanced coverage? Consider adding these riders when you purchase our car plan.

No Claims Discount protector

In the event of a claim, protect your No Claims Discount with this rider.

Courtesy car provided

Stay mobile even if you send your car for repair. Our courtesy car is free of charge for up to 10 days.

Replacement locks & keys

Misplaced your car keys? We'll pay for the replacement of the locks, central locking interface and any affected parts of the car's alarm.

Additional Personal Accident cover

Covers up to S$100,000 for accidental injury to you or any passengers in your car.

Ratings and reviews

ValuePenguin

What to do in an accident

Our emergency hotline is open 24/7. In case of an accident, please call +65 6333 2222.

Step1

Stay calm and communicate

If anyone involved in the accident is injured, call the Police. Exchange contact and identification details with the other party. 

Do not admit liability, sign a promissory note agreeing to pay for damages or allow a towing service to take your car away.

Click for more info

Step2

Report the incident to us within 24 hours

Call our Emergency Assistance at +65 6333 2222 to start the claims process. We are there for you 24/7.

Make the report regardless of whether or not you intend to claim on your own policy or if your car is damaged.

Step3

We'll take care of you

We can send someone to assist you at the accident site and help complete your accident reporting*.

Alternatively, you can file the accident report at any of our Singlife Approved Repairers during office hours.

If your car cannot be driven, we will arrange for tow services to send your car to the nearest Singlife Approved Repairer and transport you to your planned destination within Singapore.

*Not applicable for Motor Lite plan.

Got any questions?

Who can buy Singlife car insurance?

I am a member of the Singlife MINDEF / MHA group insurance. Can I get a discount?

What is NCD?

How do I access my policy online to view or make changes?

What is covered in your policy?

This policy is underwritten by Singapore Life Ltd. This is published for general information only. Information is accurate as at 12 Dec 2021

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact SInglife or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Contact us

Customer service hotline

+65 6827 9933

General enquiry hours:

Mondays to Fridays 8:45 – 17:30

Weekends and public holidays Closed

Claim enquiry hours:

Mondays to Fridays 8:45 – 18:00

Car accident and emergency breakdown

+65 6333 2222

Available 24 hours daily

Singapore: Help at the scene of the accident within 20 minutes of your call. Free emergency roadside assistance in case of a car breakdown.