An affordable term life insurance plan

Enjoy S$400,000 coverage for as little as S$0.321 per day.

Affordable life insurance

S$400,000 coverage for as little as S$0.321 per day.

Lump-sum payout

In the event of death, Terminal Illness or Total and Permanent Disability

Flexibility in coverage period

Choose from these coverage periods: 5 years renewable term2, 20 years, or up to age 65

Click here to learn more about what is Direct Purchase Insurance (DPI) and how it works.

An easy way to have the basics covered

Just a simple plan to start or add to your portfolio.

Key Benefits Coverage / Options
Basic benefits3 Lump-sum payout upon death, Terminal Illness or Total and Permanent Disability
Choice of coverage amount4 Sum Assured from S$50,000 to S$400,000
Coverage period for the plan

Select any of these coverage periods:

(a) 5 years renewable term2

(b) 20 years; or

(c) up to age 65

Death and Terminal Illness coverage period Same duration as the coverage period chosen for the plan
Total and Permanent Disability coverage period Same duration as the coverage period chosen for the plan or or ends at age 65, whichever is earlier
Premium payment period Same as the policy coverage period
Premium payment options Choose to pay either monthly, quarterly, half-yearly or yearly
Eligibility Criteria
Entry Age5 Age 19 to 65
Country of residence Singapore

Add-on for extra protection

Need enhanced coverage? Consider this add-on when you purchase our plan.

DIRECT- Critical Illness Assurance (Term Life)

Get a lump-sum payout when you're diagnosed with any of the 30 covered critical illnesses6


Ready to get this affordable term life insurance plan?

If you prefer to purchase with our Customer Service Executives, click here for the steps to apply.

Got any questions?

What are the Direct Purchase Insurance (DPI) plans offered by Singlife?

Who is eligible to apply for the DPI plans?

Do I need to submit any medical reports or undergo any medical check-ups?

How can I make a claim?

Read before you buy

This policy is underwritten by Singapore Life Ltd. (Singlife)

The information on this page is for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. Product Summaries for direct purchase insurance may be obtained from Singlife and

As direct purchase insurance are sold without financial advice, you should make sure you have carefully assessed your insurance needs as well as whether you can afford the premiums for the duration of the policy. You should also read the Product Summary, Policy Illustration, Direct Purchase Insurance Fact Sheet and Checklist, and all related information on to understand the features of the product and assess whether the product you have chosen is appropriate to your financial needs and insurance objectives.

As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information is accurate as at 27 October 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singlife or the Life Insurance Association or SDIC website ( or