DIRECT- Whole Life Assurance

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Lifetime assurance at an affordable price

A whole life insurance plan that you can purchase by yourself, directly from insurance companies.

Coverage as long as you live

Payout when you die or get a Terminal Illness.

Accumulate potential bonuses

This means more cash at your payout.

Premiums don't change

The same premium guaranteed, throughout the premium payment period.

Click here to learn more about what is Direct Purchase Insurance (DPI)  and how it works.

An easy way to get protected

Just a simple plan to start or add to your portfolio.

Key Benefits Coverage / Options
Basic benefits1 Lump-sum payout upon death, Terminal Illness or Total and Permanent Disability
Potential bonuses2 Yes
Choice of coverage amount3 Sum Assured from S$50,000 to S$200,000
Death and Terminal Illness coverage period Whole life
Total and Permanent Disability coverage period Ends at age 65
Accumulate Cash Value Yes
Premium payment period Choose to pay till age 70 or 85
Premium payment options Choose to pay either monthly, quarterly, half-yearly or yearly
Eligibility Criteria
Entry Age4 Age 19 to 65
Country of residence Singapore

Add-on for extra protection

Need enhanced coverage? Consider this add-on when you purchase our plan.

DIRECT- Critical Illness Assurance (Whole Life)

Get a lump-sum payout when you are diagnosed with any of the 30 covered critical illnesses5


Need more information?

Here are the steps to apply.

Got any questions?

What are the Direct Purchase Insurance (DPI) plans offered by Singlife?

Who is eligible to apply for the DPI plans?

Do I need to submit any medical reports or undergo any medical check-ups?

How can I make a claim?

Read before you buy

This policy is underwritten by Singapore Life Ltd. (Singlife).

The information on this page is for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. Product Summaries for direct purchase insurance may be obtained from Singlife and

As direct purchase insurance are sold without financial advice, you should make sure you have carefully assessed your insurance needs as well as whether you can afford the premiums for the duration of the policy. You should also read the Product Summary, Policy Illustration, Direct Purchase Insurance Fact Sheet and Checklist and all related information on to understand the features of the product and assess whether the product you have chosen is appropriate to your financial needs and insurance objectives.

As buying a life insurance product, including a direct purchase product, is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information is accurate as at 1 July 2021.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required for you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singlife or the Life Insurance Association or SDIC website ( or