Personal Corporate
Products
Promotions
Claims
Payments
About us
Blog
Support
Image of MINDEF personel

Secure your coverage and get rewarded!

Get a S$20 shopping voucher¹ when you sign up for our MINDEF & MHA Group Insurance Voluntary Scheme.

Get a Quote
custom background left custom background right sunburst logo

Saluting Our Defenders

Singlife celebrates our SAF and Home Team servicemen through the continued support for the “We Support NS” campaign and SAF Day with a special limited time offer.

From just $0.73 per day2, get S$300,000 coverage under each of these MINDEF & MHA Group Insurance Voluntary Scheme’s plans:

- Group Term Life
- Group Personal Injury
- Living Care
- Living Care Plus

Plus, receive a S$20 shopping voucher1. Not an NSF? Your child can get the same protection at the same affordable rate.

Group Term Life

   S$300,000 coverage from S$0.25 per day3.

  • 100% payout in the event of Death or Total and Permanent Disability

  • No medical check-up and underwriting required for up to S$300,000 coverage

  • Pay the same premium rate up to age 65 (ANB)

Learn More

Group Personal Injury

S$300,000 coverage from S$0.05 per day4.   

  • 150% payout of the coverage amount for Total and Permanent Disability due to an accident

  • Reimbursement of ambulance cost

  • Pay the same premium rate up to age 70 (ANB)

Learn More

Living Care

   S$300,000 coverage from S$0.22 per day5.

  • Coverage against 37 critical illnesses6

  • Lump sum payment of the coverage amount upon diagnosis

  • Payout will not reduce the coverage amount of your other plans

Learn More

Living Care Plus

   S$300,000 coverage from S$0.21 per day7.

  • Coverage against 10 early critical illnesses8

  • Lump sum payment of the coverage amount upon diagnosis

  • Payout will not reduce the coverage amount of your other plans

Learn More

Claim your S$20 shopping vouchers

Sign up for all the following MINDEF & MHA Group Insurance Voluntary Scheme plans, each with S$300,000 to S$350,000 in coverage:

- Group Term Life
- Group Personal Injury
- Living Care
- Living Care Plus

Promo ends 31 Aug 2025. Limited to the first 1,000 sign-ups. Click below to get your quote now! Terms and conditions apply.

For MINDEF Personnel
For MHA Personnel

Important Notes

sl-chevron-down-black

Terms and conditions apply.

 

1. The applicant must either be a full-time National Serviceman (NSF) or a main insured applying for a dependant child. Applications for the new coverage must be submitted between 1 Jul 2025 and 31 Aug 2025 (both dates inclusive), and the certificate of insurance must be issued by Singlife by 30 Sep 2025. The qualifying customer must meet the qualifying sum assured for each qualifying plan. Click here for full promotion terms and conditions.

 

2. Premium of S$0.73 a day is based on:

    i. Group Term Life plan rate of S$7.50 per month for an Insured Person, aged 65 and below at next birthday; and

    ii. Group Personal Injury plan rate of S$1.50 per month for an Insured Person, aged 70 and below at next birthday; and

    iii. Living Care plan rate of S$6.60 per month for an Insured Person, aged 20 and below at next birthday; and

    iv. Living Care Plus plan rate of S$6.30 per month for an Insured Person, aged 20 and below at next birthday.

 

3. Premium of S$0.25 per day is based on Group Term Life plan rate of S$7.50 per month for an Insured Person, aged 65 and below at next birthday.

 

4. Premium of S$0.05 per day is based on Group Personal Injury plan rate of S$1.50 per month for an Insured Person, aged 70 and below at next birthday.

 

5. Premium of S$0.22 per day is based on Living Care plan rate of S$6.60 per month for an Insured Person, aged 20 and below at next birthday.

 

6. The Living Care (LC) coverage is aligned to Life Insurance Association Singapore’s (LIA) Standard Definitions for 37 severe stage Critical Illnesses (CI) (Version 2024). Please note that with effect from 1 July 2025, the LC coverage will be updated to follow the new definitions set out in the LIA CI Framework 2024. For diagnoses from 1 July 2025 onwards, please click here for the detailed definition of the major illnesses admissible for claim. Claims are subject to all other terms and conditions and limitations and exclusions in the Policy. You may refer to www.lia.org.sg for the Standard Definitions (Version 2024).

 

7. Premium of S$0.21 per day is based on Living Care Plus plan rate of S$6.30 per month for an Insured Person, aged 20 and below at next birthday.

 

8. For diagnoses from 1 July 2020 onwards, click here for the detailed definition of the early critical illnesses (ECI) admissible for claim. Claims are subject to all other terms and conditions and limitations and exclusions in the Policy. These ECI listed do not fall under LIA’s Standard Definitions for 37 severe stage CI (Version 2019 & 2024). For CI that do not fall under Version 2019 & 2024, the definitions are determined by the insurance company. You may refer to www.lia.org.sg for the Standard Definitions (Version 2019 & 2024).

sl-chevron-down-white

Disclaimers

These policies are underwritten by Singapore Life Ltd.

 

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from Singapore Life Ltd. and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

 

These products have no savings or investment feature, there are no cash value if the policies end or if the policies are terminated prematurely. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs.

 

This is not a contract of insurance. Full details of the standard terms and conditions of these policies can be found in the relevant certificates of insurance with benefits summary. Protected up to specified limits by SDIC. Information is accurate as at 1 July 2025.