Singlife Personal Accident Insurance Plan

Singlife Personal Accident

Stay protected and ease the pain of accidents and injuries

custom background left custom background right sunburst logo

Sometimes the unexpected happens.

Life can throw some curveballs. Protect you and your loved ones with our accident plans and avoid paying large bills with your savings.



10% off premiums for you and your spouse

Show some love by getting your spouse covered along with yourself and get 10% off your premiums.


Free child cover

Kids can get into scrapes! Singlife's free coverage for kids give parents peace of mind.


Seamless claims experience with PayNow

Receive your claims payout via PayNow. Note: Your PayNow account must be linked to your NRIC/FIN.


Worldwide personal liability cover

Get protected against claims arising from property damage or accident, no matter where you are.


Loan protector

Protect your family from having to pay for your outstanding loans should you die in an accident. 


COVID-19 cover*

We cover COVID-19 medical treatment in Singapore.



* For selected plan only and subject to a 14-days waiting period from the policy inception date.


You get these additional features on top of the current benefits!




Free child cover up to 30% sum insured



Terrorism cover



Medical expenses for injury including food poisoning, Dengue or Zika


What's not covered




Pre-existing medical conditions



Aerial acitivities and underwater activities more than 40 metres in depth



Any leisure or sports activities with financial rewards or involving speed or time trials

Find out how our Personal Accident plan can help

The unexpected can happen. But we'll always be here for you.

All smiles now

Jeremy Leong (not his real name), aged 60, was playing tennis when he felt a pain in his shoulder.

A visit to a Traditional Chinese Medicine (TCM) clinic showed he had suffered a shoulder injury.

Jeremy submitted a claim for his medical expenses under the Singlife Personal Accident plan and the team followed up closely until Jeremy was reimbursed. 

There in their time of need

The Tan family (not their real name) was on a road trip when they met with a car accident in Johor Bahru which resulted in their daughter being admitted into ICU with serious injuries.

The Tans were able to focus on their daughter's recovery while their claims for medical, ambulance and hospitalisation were covered along with a temporary disablement payout. 


Need enhanced coverage? Consider these add-on riders.

Weekly temporary disablement benefit

If you're unable to work and earn income due to your accident, you can receive a payout of S$200 every 7 days, up to 104 weeks.

Mobility Aid / Ambulance Services Reimbursement

Get reimbursed for any medically-prescribed mobility aids, ambulance charges, or the cost of required modification to your home to aid mobility due to an accidental injury.

All items are limited to a total of S$3,000.

What can I claim for?

Slips and falls


Be it at home or a public place, you can claim medical expenses for such accidents. 

Road traffic accidents


Even as a passenger in your own car or on public transport, you're eligible to make claims if the vehicle you're in is involved in an accident.

Accidental injuries sustained while travelling to other countries


Stay protected while on holiday or on a work trip with our 24/7 global coverage.

Worldwide cover for hospitalisation and medical treatment


Wherever you are, you're covered for medical treatment as a result of an accident.

How to make a claim

Submit your claim as soon as possible, and no later than 30 days after the incident.

  • 01
    Download your claim form here

    Include as many details of the incident as possible, such as original documents like medical/purchase receipts. More details mean faster processing! We will keep you informed if we need other documents beyond receipts.

    Personal accident claims form

    Death claim form

  • 02
    Send it by email or post

    Email us at [email protected]

    Make sure to include any supporting documents, such as police reports or receipts. 


    To submit original documents, post it to us at this address:
    Singlife Personal Accident Insurance Claims, Singapore Life Ltd.,

    4 Shenton Way, #01 - 01 SGX Centre 2,

    Singapore 068807


    Have a question? Contact us.

  • 03
    We'll respond quickly

    You'll receive an acknowledgement email from us within 3 working days after your claims submission. If we need further information, we'll get in touch within 30 working days. Once your claim is approved, an email will be sent to you. Your claims payout will be paid within 3 business days via PayNow.

Act now for better protection!

You're a click away from protecting yourself and your family with Singlife Personal Accident Insurance.

Let's do it



This policy is underwritten by Singapore Life Ltd. This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person.


You may get a copy of the Product Summary from Singapore Life Ltd and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a Financial Adviser Representative before making a commitment to purchase the product. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.


As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. The benefits of the policy will only be payable upon an accident occurring. Before replacing an existing personal accident policy with a new one, you should consider whether the switch is detrimental as there may be potential disadvantages with switching. A penalty may be imposed for early termination and the new policy may cost more or have fewer benefits at the same costs.


This is not an insurance contract. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.


This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singlife or visit the GIA/LIA or SDIC websites ( or or”


This advertisement has not been reviewed by the Monetary Authority of Singapore.


Information is accurate as of 16 August 2022.