Singlife Disability Income | Disability Income Protection | Singlife Singapore

Singlife Disability Income

(Previously known as IdealIncome)
Recover your monthly finances with an insurance plan that supports you through any unforeseen circumstances

View Promotion
custom background left custom background right sunburst logo

Disability should not mean an inability to pay your bills

A plan that can replace the monthly income you lose if you become severely disabled.

Flip the cards to find out more sl-icon-guide-arrow


Diagnosed with a disability?

 Stop paying for the plan upon diagnosis or continuing to pay premiums when you receive monthly disbursements.


Up to 75% of your income replaced upon disability

You can replace a large portion of your lost income if you can no longer work.


Partial disability benefit

Continue getting a portion of your payout if you're not fully recovered - even if you have returned to work.

Disability from sickness or injury can happen to anyone

Our coverage can make your recovery journey a smoother one.


Key benefits Coverage / Options
Monthly replacement income under Total Disability Benefit Up to 75% of your declared income. Premiums will vary accordingly
Premium waiver No need to continue paying premiums while receiving disability payout
Partial Disability Benefit Receive a portion of monthly income if you are not fully recovered even if you have returned to work
Option to increase your monthly payout  By 3% per annum, to keep up with inflation
Death Benefit (if you die while receiving disability income) S$5,000
Rehabilitation reimbursement Reimbursement for rehabilitation expenses such as medical therapies and workplace modification to aid in your recovery



35% off premium for Singlife Disability Income*

Discount of 35% now and for your future premiums.

*Terms and Conditions apply.



This policy is underwritten by Singapore Life Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You may get a copy of the Product Summary from Singapore Life Ltd. and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information is accurate as at August 2022.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites ( or