Direct Purchase Insurance

There are two life insurance plans which you can purchase directly from us. They are:

DIRECT – Singlife Term Life

• A term life plan that provides up to S$400,000¹ coverage for death, Terminal Illness or Total and Permanent Disability
• Available cover term options: 5 years; 20 years; or up to 65 Age Next Birthday
• Premiums are level and do not increase with age
• Premium payment period is the same as the policy coverage period

DIRECT – Singlife Whole Life

• A participating whole life plan that provides a lump-sum payout of up to S$200,000¹ and non-guaranteed bonuses (if any) upon death, Terminal Illness or Total and Permanent Disability
• Potential to accumulate bonuses annually
• Premiums are level and do not increase with age
• Choice of premium payment period: pay till 70 Age Next Birthday; or pay till 85 Age Next Birthday

¹Direct Purchase Insurance (DPI) coverage limit per person per insurer:

The maximum Sum Assured for DPI term life coverage is S$400,000, inclusive of a maximum Sum Assured of S$200,000 for DPI whole life coverage. Please refer to the illustrations below for details:

• Illustration 1: If you’ve purchased a DPI term life plan with Sum Assured of S$300,000, you may purchase another DIRECT – Singlife Term Life or DIRECT – Singlife Whole Life plan with Sum Assured not exceeding S$100,000.
• Illustration 2: If you’ve purchased a DPI whole life plan with Sum Assured of S$100,000, you may purchase another DIRECT – Singlife Whole Life plan with Sum Assured not exceeding S$100,000 or a DIRECT – Singlife Term Life plan with Sum Assured not exceeding S$300,000.

Both plans give you the option to add a critical illness rider that covers the 30 critical illnesses listed in the respective Product Summaries. These 30 critical illnesses are standard across DPI plans offered by different insurance companies.

Need more details? Click the links below for the DPI brochure and Product Summaries. 

DIRECT – Singlife Term Life

DIRECT – Singlife Whole Life 

You may apply for these plans as long as: 

• you’re a resident in Singapore (including SG Permanent Residents or foreigners who hold a valid Employment Pass, S-Pass or Dependant Pass); and 
• you’re between 19 and 65 Age Next Birthday (both ages inclusive).

Yes. The approval processes for DPI life insurance plan applications and non-DPI life insurance plan applications are similar. You’ll have to submit your medical report and you may also be required to go for a medical check-up.

To make a claim, you’ll need to submit a claim form which you can obtain through any of the following ways:

• Download the claims form from our corporate website
• Call our customer service hotline at 6827 9933 (8.45am to 5.30pm, Mondays to Fridays, excluding public holidays) to request for one
• Email us at [email protected] to request for one
• Visit our Customer Service Centre to request for a printed form

Ready to file a claim? If you are, follow these instructions. 

You should find out as much facts as possible before making a purchase.

Help yourself to our handy resources about insurance.

If you want to understand DPI better, here’s more information.