IdealIncome

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Disability shouldn't mean inability - to pay your bills

A plan that can replace the monthly income you lose if you become severely disabled.

Diagnosed with disability? Stop paying for the plan upon diagnosis

No need to continue paying premiums when you're receiving the monthly disbursements.

Up to 75% of your income replaced upon disability

You can replace a large portion of your lost income if you can no longer work.

Partial disability benefit

Continue getting a portion of your payout if you're not fully recovered, even if you've returned to work.

Disability from sickness or injury can happen to anyone

Our coverage can make your recovery journey a smoother one.

Key benefits Coverage / Options
Monthly replacement income under Total Disability Benefit Up to 75% of your declared income. Premiums will vary accordingly
Premium waiver No need to continue paying premiums while receiving disability payout
Partial Disability Benefit Receive a portion of monthly income if you are not fully recovered even if you have returned to work
Option to increase your monthly payout  By 3% per annum, to keep up with inflation
Death Benefit (if you die while receiving disability income) S$5,000
Rehabilitation reimbursement Reimbursement for rehabilitation expenses such as medical therapies and workplace modification to aid in your recovery

35% off premium for IdealIncome*

Enjoy 35% discount now and for your future premiums. Terms and Conditions apply.

 

Find out more

Find out more about IdealIncome

Leave your details and we'll send you information about the product, as well as insurance and financial planning tips via our monthly newsletter.

You may also call Singlife Financial Advisers at 65 6827 9980 (Mon - Fri, 9am to 6pm) if you're interested to purchase the product. 

If you have an existing financial adviser representative, please leave your details in the form below to request for a callback. 

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By clicking "Start planning with us", you consent to Singapore Life Ltd. (“Singlife”) and Singlife related group of companies contacting you for the processing of the above request. You also consent to Singlife collecting, using, disclosing or transferring your personal data in this form to Singlife related companies, third party providers or intermediaries, whether located in Singapore or elsewhere, for the above purposes and for research, audit, regulatory and compliance purposes. For details of Singlife's Data Protection Notice, please refer to www.singlife.com/pdpa.

The policy is underwritten by Singapore Life Ltd. 

This is published for general information only and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. A copy of the Product Summary may be obtained from us and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the policy. You may wish to seek advice from a financial adviser representative, before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.
 
As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. Before replacing an existing accident and health policy with a new one, you should consider whether the switch is detrimental as there may be potential disadvantages with switching. A penalty may be imposed for early termination and the new policy may cost more or have fewer benefits at the same costs.  
 
This is not a contract of insurance. Full details of the standard terms and conditions of this plan can be found in the relevant policy contract.
 
Information last updated January 2022.
 
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg).