MyWholeLifePlan IV

Lifetime protection that gives additional protection when it matters

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More than just financial security for your family

Having life insurance means you have the assurance that your loved ones are taken care of financially when you’re not around. With a whole life insurance plan, you can also enjoy some benefits while you’re still alive. These are called “living benefits”.

MyWholeLifePlan IV is a whole life insurance plan that offers lifetime protection and living benefits such as bonuses that grow over time and cash value1 that you could tap into. 

Lifelong protection with accumulation of cash value

In addition to getting protection for death and Terminal Illness2, the plan accumulates cash value and bonuses1.

Additional coverage for your desired duration

Choose additional coverage of up to 400% of your Base Sum Assured3 for a period of up to age 65, 70 or 753 to ensure your dependants have adequate resources for their living expenses should the worst happen to you. 

Flexibility to increase your coverage when you reach key milestones in life

You can increase your coverage at key life stage events, without further health underwriting4.

What MyWholeLifePlan IV offers

Lifelong financial protection against death and Terminal Illness2. And flexibility to personalise your additional protection, while accumulating cash value and bonuses1.

Key benefits

  • Lifetime cover
    Payout in the event of death or upon diagnosis of a Terminal Illness2.
  • Additional coverage for your desired duration
    Enhance coverage by an extra 100%, 200%, 300% or 400% of the Base Sum Assured3 and choose the coverage period of up to age 65, 70 or 753.
  • Accumulates cash value and bonuses1
    While giving you lifelong protection.
  • Choice of premium payment term
    Pay premiums for 10, 15, 20 or 25 years or up to age 65, depending on your preference and budget
  • Flexibility to increase your coverage when you reach key milestones in life
    With the Guaranteed Extra Protection Option4, you can increase your coverage at key life stage events, without further health underwriting.
  • Option to convert your cash value into monthly income
    With Income Payout Option5, you can receive a monthly income, up to age 99, which you can use to help finance your retirement needs.
  • Interest waiver6 for premiums that are put on hold when you are out of work
    Should you lose your job, you'll not incur any interest charges6 on the premiums that you put on hold, for up to 1 year.

Add-ons for extra protection

Complement your plan with these add-ons7 for enhanced protection.

Add-ons for lifetime protection

  • Total and Permanent Disability Advance Cover IV
  • Critical Illness Advance Cover V
  • Early Critical Illness Advance Cover V

Add-ons for premium waiver

  • Critical Illness Premium Waiver II
  • Payer Critical Illness Premium Waiver II
  • Payer Premium Waiver Benefit


Ready to secure a financial safety net for yourself and loved ones?

Leave your details with us and we’ll get in touch to help you plan according to your needs.

You may also call Singlife Financial Advisers at 65 6827 9980 (Mon - Fri, 9am to 6pm) if you're interested to purchase the product. 

If you have an existing financial adviser representative, please leave your details in the form below and they will be in touch. 

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This policy is underwritten by Singapore Life Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. A copy of the Product Summary may be obtained from us and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. 

This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information accurate as at January 2022.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites ( or