Earn up to 2% p.a.*

on the first S$10,000 in your Singlife Account.

Get the app Get the app

Simply spend with the Singlife card and invest with Singlife Sure Invest, our investment-linked policy from 1 July 2021 till 31 December 2022.

*2% p.a. = 1.0% p.a. base return + 0.5% p.a. Bonus Return from the Save, Spend, Earn Campaign + 0.5% p.a. Bonus Return from the Singlife Sure Invest Bonus Return Campaign

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Introducing a fresher way to be rewarded for spending and investing

We know you want a better way where your money works hard as you enjoy life. The Singlife App is the one stop to help you do just that – save, spend, invest, earn – while being insured! All in the palm of your hand. 

Simply:

  1. SPEND at least S$500 with the Singlife card, during the card spend period, and earn an additional return of 0.5% p.a. on your first S$10,000 in your Singlife Account.
  2. INVEST with Singlife Sure Invest, our digital investment-linked policy, and enjoy an additional return of 0.5% p.a. on your first S$10,000 in your Singlife Account.

How do I stack my Bonus Return?

Imagine you’re making a burger.

1. First, you build the base of your burger with a juicy patty.

Base Return

Just like how a juicy patty is the foundation of a delicious burger, the Singlife Account allows you to sink your teeth into a base return of 1.0% p.a. on the first S$10,000.

Learn more about Singlife Account returns.

2. Next, upsize with a variety of condiments.

Save, Spend, Earn

Participating in the Save, Spend, Earn Campaign is like adding your favourite condiments to your burger for extra kick. Simply spend at least S$500 with the Singlife card every card spend period to qualify for an extra 0.5% p.a. return on the first S$10,000 in your Singlife Account. The Bonus Return will be credited into your Singlife Account. Terms apply.

3. Lastly, sauce it up for extra flavour.

Singlife Sure Invest Bonus Return

Add flavour to your finances by signing up for our digital investment-linked plan, Singlife Sure Invest. The Singlife Sure Invest Bonus Return Campaign lets you earn 0.5% p.a. return on the first S$10,000 in your Singlife Account. The Bonus Return will be credited into your Singlife Account. Terms apply.

Save, Spend & Earn with Singlife to enjoy additional 0.5% p.a. return

With our Save, Spend, Earn Campaign, earn more as you spend using your Singlife Visa Debit Card from now till 31 December 2022. Receive your complimentary card by starting your Singlife Account.  

*The Singlife Account is an insurance savings plan. It is neither a bank savings account nor a fixed deposit. Each person is only entitled to one Singlife Account policy. Note that the 1.0% crediting rate is not guaranteed.

How it works

Hop on and we’ll take you on a ride to enjoy great returns with our Save, Spend, Earn Campaign.

There are 3 periods to this campaign.

Step1

The Card Spend Period

This is your spending period. 

The first day of your policy month corresponds to your Singlife Account policy start date. 

Your card spend periods last between the first day to the last day of each policy month. Your final card spend period ends when the campaign ends on 31 Dec 2022.

If you're already an existing cardholder and/or participant prior to 1 Jul 2021, your existing cycles of card spend and bonus return earning periods remain the same.

Within each card spend period, you need to spend at least S$500 on your Singlife Visa Debit Card in order to qualify for the bonus return.

Step2

The Earning Period

Your bonus return earning period begins on the first day of the following policy month, right after your spend period and lasts till the last day of that policy month. 

During this period, if you qualify, you will earn 0.5% p.a. bonus return for the first S$10,000 in your Singlife Account on top of your base return of 1.0% p.a.

Step3

The Crediting

After accumulating your bonus return, it will be credited into your Singlife Account on your next crediting date1

Just keep spending at least S$500 per card spend period till 31 December 2022 and keep enjoying up to 1.5%2 p.a. return.

 

Here's an example.

Footnotes

Read the full terms and conditions here

Earn an additional 0.5% p.a.

on your first S$10,000 on top of the base return for your Singlife Account^ from 1 July 2021 to 31 December 2022+ as you invest with Singlife Sure Invest, our investment-linked plan.

Singlife Sure Invest

With our Singlife Sure Invest Bonus Return Campaign, you can earn more, save more and be insured as you invest with Singlife Sure Invest.

 

^Base return has been revised to 1% p.a. for the first S$10,000 in your Singlife Account from 1 Jul 2021.

+Your Singlife Sure Invest policy has to be in force by 30 Nov 2022 to qualify.

How it works

Hop on and we’ll take you on a ride to enjoy greater returns with our Singlife Sure Invest Bonus Return Campaign.

There are 3 periods to this Campaign.

Step1

The Take-Off:

The Checkpoint

The Checkpoint will be the day before your Singlife Account monthly Crediting Date. At each Checkpoint, if your Singlife Sure Invest plan is in force for at least 30 calendar days from the policy issued date, you qualify for the Bonus Return. Customers who have an existing in force Singlife Sure Invest plan before 1 July 2021 are also eligible for this Campaign.

Your final Checkpoint will be on 31 Dec 2022. Your Singlife Sure Invest plan has to be in force by 30 Nov 2022 to qualify for the last payout calculated on 31 Dec 2022.

Step2

The Ride Up:

The Earning Period

Your Earning Period starts from each Singlife Account monthly Crediting Date3 and ends on the day before the next monthly Crediting Date.

During your Earning Period, you will earn 0.5% p.a. Bonus Return for the first S$10,000 in your Singlife Account on top of your base return of 1.0% p.a.

Step3

Enjoy The Ride:

The Crediting

The Earned Bonus Return will then be credited to your Singlife Account on the Crediting Date immediately after each Earning Period.

Simply ensure your Singlife Sure Invest policy is in force for at least 30 calendar days from the policy issued date at each Checkpoint from 1 Jul 2021 till 31 Dec 2022, to enjoy up to 1.5% p.a. return4.

Footnotes

Read the full terms and conditions here

Stack your Bonus Return today!

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Got any questions?

Singlife Sure Invest Bonus Return Campaign

Save, Spend, Earn Campaign

This policy is underwritten by Singapore Life Ltd.
 

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You may get a copy of the Product Summary from us and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.
 

We hereby disclose to you that:
 

(a) Your relevant money as defined under Payment Services Act (“PSA”) from Singlife Account will be held by us on behalf of you in a trust account opened with a safeguarding institution;
 

(b) Your relevant money from Singlife Account will be deposited in a trust account together with, and commingled with, the relevant money received by us from our other Singlife Account customers;
 

(c) There are no foreseeable risks of such commingling and you are able to withdraw your account value anytime via FAST;
 

(d) The relevant money in the trust account with the safeguarding institution is insured by SDIC. Pursuant to section 23(7)(b) of the PSA, the customers’ relevant money deposited in a trust account are not liable to be taken in execution under an order or any court process, such as in insolvency proceedings. In the event of the insolvency of the safeguarding institution, the Monetary Authority of Singapore may make a regulation under section 103 of the PSA on the manner in which the customers’ relevant money must be treated and dealt with; and
 

(e) The safeguarding institution is not liable to compensate you for your claims against Singlife with Aviva.
 

This advertisement has not been reviewed by the Monetary Authority of Singapore. The information is accurate as of 16 August 2022.
 

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).