3% p.a.* is great. Go further with 4% p.a.¹

Supercharge your savings with 2 small steps!

Say hello to greater gains with fewer hurdles.

Invest

Invest with Singlife Sure Invest to earn a 0.5% p.a. bonus return from the Singlife Sure Invest Bonus Return Campaign

Top Up

Top up to earn 0.5% p.a. bonus return from Singlife Account Top-up Campaign

*The Singlife Account’s base return is 3% p.a. on the first S$10,000 and 1% p.a. on amounts above S$10,000, up to S$100,000. There are no returns for amounts above S$100,000. The applicable returns will be periodically declared by us. Any revision in the returns will take immediate effect.

¹ Up to 4% p.a. = 3% p.a. (base return on first S$10,000 of Account Value) + 0.5% p.a. bonus return from the Singlife Sure Invest Bonus Return Campaign + 0.5% p.a. bonus return from the Singlife Account Top-up Campaign. All campaigns are available from now until such time as updated by Singlife.

Singlife Sure Invest Bonus Return Campaign

Invest

Earn a 0.5% p.a. bonus return on your first S$10,000 when you invest with Singlife Sure Invest, our ILP.

  • 01
    The Checkpoint

    The Checkpoint is the day before your Singlife Account monthly Crediting Date1. At each Checkpoint, ensure that your Singlife Sure Invest plan is in force for at least 30 calendar days from the policy issued date to qualify.

     

    Eligible for customers with an existing in force Singlife Sure Invest plan.

  • 02
    The Earning Period

    Your Earning Period2 starts from each Singlife Account monthly Crediting Date and ends on the day before the next monthly Crediting Date. 

     

    During your Earning Period, you will earn 0.5% p.a. bonus return for the first S$10,000 in your Singlife Account, on top of the 3% p.a.* base return.

  • 03
    The Crediting

    The earned bonus return will be credited to your Singlife Account on the Crediting Date, immediately after each Earning Period. 

     

    Retain your Singlife Sure Invest plan to continue earning bonus return!   

Footnotes

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1 The Singlife Account monthly Crediting Date refers to the same date on each month where the earned Singlife Account base return and bonus return will be credited to the Singlife Account.

 

This is determined by and follows the same date as your Singlife Account policy start date (e.g., if your Singlife Account policy start date is 10 Aug 2020, your Crediting Date is the 10th of each month)

 

2 Your Earning Period starts from each Singlife Account monthly Crediting Date and ends on the day before the next monthly Crediting Date. 

 

For example, if your Crediting Date is on the 10th of each month, your Earning Period will be from 10th Mar to 9th Apr 2023, and so on. 

 

Read the full Terms and Conditions here

Singlife Account Top-up Campaign

Top Up

Earn a 0.5% p.a. bonus return on your first S$10,000 when you top up at least S$800 each Top-up period!

  • 01
    The Top-up Period

    The Top-up Period3 starts from each Singlife Account monthly Crediting Date and ends on the day before the next monthly Crediting Date. 

     

    Simply make a net top up4 of at least S$800 during each Top-up Period.

     

    You can make multiple top ups during each Top-up Period. 

  • 02
    The Earning Period

    Your Earning Period starts from each Singlife Account monthly Crediting Date after the Top-up Period and ends on the day before the next monthly Crediting Date. 

     

    During your Earning Period, you will earn 0.5% p.a. bonus return for the first S$10,000 in your Singlife Account, on top of the 3% p.a.* base return.

  • 03
    The Crediting

    The earned bonus return will be credited to your Singlife Account on the Crediting Date, immediately after each Earning Period. 

     

    Top up your Singlife Account to continue earning bonus return! 

Footnotes

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3The Top-up Period starts from each Singlife Account monthly Crediting Date and ends on the day before the next monthly Crediting Date. 

 

For example, if your Crediting Date is on the 10th of each month, your Top-up Period will be fixed at 10th Apr to 9th May 2023, 10th May to 9th June 2023, and so on. 

 

The first and last Top-up Periods may not last for a full month as a result of the specified start and end dates of the Promotion.  
 

4 Net top up is defined as total deposits (excluding credited base returns) minus total withdrawals. 

 
For example, if you’ve made a S$1,000 top up, withdrew S$200 , your net top up would be S$800. 

 

You can make multiple top ups during each Top-up Period as your net top-up amount will be calculated at the end of your Top-up Period.  
 

Read the full Terms and Conditions here

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Start your Singlife Account with just S$100!

A few minutes is all it takes.

Download the Singlife App today!

Singlife Sure Invest Bonus Return Campaign

How long does this campaign run for?

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This campaign runs from 1 Jul 2021 until such time as updated by Singlife. 

How do I qualify for the 0.5% p.a. bonus return from the Singlife Sure Invest Bonus Return campaign?

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You must have an in force Singlife Account and 

  • An existing in force Singlife Sure Invest policy OR 

  • Submitted a new Singlife Sure Invest application during the campaign period and funded with a minimum of S$1,000

What is the minimum Singlife Sure Invest investment amount?

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The minimum Singlife Sure Invest investment amount is S$1,000. Customers may have multiple Singlife Sure Invest policies, but the bonus return of 0.5% p.a. will only be calculated once. This will be based on the daily account value of their Singlife Account, during the earning period, applied up to the first S$10,000 in the account. The earned bonus return will be credited to the Singlife Account on the crediting date that follows the earning period. 

I am an existing Singlife Sure Invest customer. Will I need to invest in an additional Singlife Sure Invest policy to participate in this campaign?

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No. Existing Singlife Sure Invest customers are eligible to participate in this campaign. Do ensure that you have an existing in force Singlife Account.

I have more than one Singlife Sure Invest policy. How will the Bonus Return crediting eligibility be assessed?

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The bonus return for your first S$10,000 in your Singlife Account will only be calculated once (based on one Singlife Sure Invest policy) during the earning period. Your Singlife Sure Invest policies will have to be in force for at least 30 days from the date of policy issue.

What happens if I terminate my Singlife Account and maintain just a Singlife Sure Invest policy during the campaign period?

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The bonus return will be credited to your Singlife Account. Once the policy is terminated during the campaign period, or on the crediting date, you won't be eligible to earn and/or be credited with any outstanding bonus returns.

What happens if I terminate my one and only Singlife Sure Invest policy during the campaign period?

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If your only Singlife Sure Invest policy is terminated during the campaign period, you will not be eligible to earn and/or be credited with any outstanding bonus returns.

Singlife Account Top-up Campaign

How long does this campaign run for?

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This campaign runs from 1 Apr 2023 until such time as updated by Singlife. 

How do I qualify for the 0.5% p.a. return from the Singlife Account Top-up Campaign?

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You must have in force Singlife Account and make a minimum net top up of S$800 during each Top-up Period to be eligible. 

What is net top up?

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Net top up is defined as total deposits (excluding credited base returns) minus total withdrawals. 

 
For example, if you’ve made a S$1,000 top up, withdrew S$200, your net top up would be S$800. 

 

You can make multiple top ups during each Top-up Period as your net top-up amount will be calculated at the end of your Top-up Period. 

What is the Top-up Period?

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The Top-up Period starts from each Singlife Account monthly Crediting Date and ends on the day before the next monthly Crediting Date. 

 

For example, if your Crediting Date is on the 10th of each month, your Top-up Period will be fixed on 10th Apr to 9th May 2023, and so on. 

 

The first and last Top-up Periods may not last for a full month as a result of the specified start and end dates of the Promotion.

 

For example, if your Crediting Date is on the 10th of each month, your first Top-up Period will be fixed at 1st to 9th April 2023, starting from the commencement of the campaign to the day before the next Crediting Date.  
 

When exactly can I start earning the 0.5% p.a. bonus return?

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As long as you have made the minimum net top up of S$800 within "Your Top-up Period”, you're eligible to earn your bonus return on your "Next Crediting Date".  
 

For more details on specific dates:

  1. On Singlife App, tap on "Account Details”

  2. Tap on “Earned This Period” and you will be redirected to “Returns Dashboard” 

  3. Tap on “Total Returns” to see your “Next Crediting Date” 

Will my bonus return(s) be credited together with my base return?

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The crediting of your bonus return(s) will happen on the same day as the crediting of your base return. It will be shown as Top-up Bonus in your Singlife Account activity page.

If I qualify for the first month of bonus return, but not for the second, am I still able to qualify for the third?

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Yes. Top-up Periods are independent of each other.

What if my policy start date is on the 31st day of the month? When is my crediting date in the months with less than 31 days (e.g., May)?

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Crediting of earned returns will only happen on the following day of your policy anniversary month. For example, if your policy start date is 31st May 2023, the crediting date for June will fall on 1st July 2023.

If I terminate my Singlife Account midway, will I still be eligible for any outstanding bonus returns?

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You will only be eligible for the returns earned until the day you terminate your account.

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Disclaimers

This policy is underwritten by Singapore Life Ltd.

 

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You may get a copy of the Product Summary from us and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

 

This is not an insurance contract. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

 

We hereby disclose to you that:

(a) Your relevant money as defined under Payment Services Act (“PSA”) from Singlife Account will be held by us on behalf of you in a trust account opened with a safeguarding institution;

(b) Your relevant money from Singlife Account will be deposited in a trust account together with, and commingled with, the relevant money received by us from our other Singlife Account customers;

(c) There are no foreseeable risks of such commingling and you are able to withdraw your account value anytime via FAST;

(d) The relevant money in the trust account with the safeguarding institution is insured by SDIC. Pursuant to section 23(7)(b) of the PSA, the customers’ relevant money deposited in a trust account is not liable to be taken in execution under an order or any court process, such as in insolvency proceedings. In the event of the insolvency of the safeguarding institution, the Monetary Authority of Singapore may make a regulation under section 103 of the PSA on the manner in which the customers’ relevant money must be treated and dealt with; and

(e) The safeguarding institution is not liable to compensate you for your claims against Singlife.

 

This advertisement has not been reviewed by the Monetary Authority of Singapore. The information is accurate as of Feb 2024.

 

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).