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Want 0.5% p.a. more? Here’s how.

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3% p.a.* is great. Go further with 3.5% p.a. ¹

Supercharge your savings with 1 small step!

Top Up

Top up to earn 0.5% p.a. bonus return from Singlife Account Top-up Campaign

*The Singlife Account’s base return is 3% p.a. on the first S$10,000 and 1% p.a. on amounts above S$10,000, up to S$100,000. There are no returns for amounts above S$100,000. The applicable returns will be periodically declared by us. Any revision in the returns will take immediate effect.

¹Up to 3.5% p.a. = 3% p.a. (base return on first S$10,000 of Account Value) + 0.5% p.a. bonus return from the Singlife Account Top-up Campaign (available from now until such time as updated by Singlife).​

Singlife Account Top-up Campaign

Top Up

Earn a 0.5% p.a. bonus return on your first S$10,000 when you top up at least S$800 each Top-up period!

  • 01
    The Top-up Period

    The Top-up Period3 starts from each Singlife Account monthly Crediting Date and ends on the day before the next monthly Crediting Date. 

     

    Simply make a net top up4 of at least S$800 during each Top-up Period.

     

    You can make multiple top ups during each Top-up Period. 

  • 02
    The Earning Period

    Your Earning Period starts from each Singlife Account monthly Crediting Date after the Top-up Period and ends on the day before the next monthly Crediting Date. 

     

    During your Earning Period, you will earn 0.5% p.a. bonus return for the first S$10,000 in your Singlife Account, on top of the 3% p.a.* base return.

  • 03
    The Crediting

    The earned bonus return will be credited to your Singlife Account on the Crediting Date, immediately after each Earning Period. 

     

    Top up your Singlife Account to continue earning bonus return! 

Footnotes

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3The Top-up Period starts from each Singlife Account monthly Crediting Date and ends on the day before the next monthly Crediting Date. 

 

For example, if your Crediting Date is on the 10th of each month, your Top-up Period will be fixed at 10th Apr to 9th May 2023, 10th May to 9th June 2023, and so on. 

 

The first and last Top-up Periods may not last for a full month as a result of the specified start and end dates of the Promotion.  
 

4 Net top up is defined as total deposits (excluding credited base returns) minus total withdrawals. 

 
For example, if you’ve made a S$1,000 top up, withdrew S$200 , your net top up would be S$800. 

 

You can make multiple top ups during each Top-up Period as your net top-up amount will be calculated at the end of your Top-up Period.  
 

Read the full Terms and Conditions here. 

Singlife Account App Download now
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Start your Singlife Account with just S$100!

A few minutes is all it takes.

Download the Singlife App today!

Singlife Account Top-up Campaign

How long does this campaign run for?

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This campaign runs from 1 Apr 2023 until such time as updated by Singlife. 

How do I qualify for the 0.5% p.a. return from the Singlife Account Top-up Campaign?

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You must have in force Singlife Account and make a minimum net top up of S$800 during each Top-up Period to be eligible. 

What is net top up?

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Net top up is defined as total deposits (excluding credited base returns) minus total withdrawals. 

 
For example, if you’ve made a S$1,000 top up, withdrew S$200, your net top up would be S$800. 

 

You can make multiple top ups during each Top-up Period as your net top-up amount will be calculated at the end of your Top-up Period. 

What is the Top-up Period?

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The Top-up Period starts from each Singlife Account monthly Crediting Date and ends on the day before the next monthly Crediting Date. 

 

For example, if your Crediting Date is on the 10th of each month, your Top-up Period will be fixed on 10th Apr to 9th May 2023, and so on. 

 

The first and last Top-up Periods may not last for a full month as a result of the specified start and end dates of the Promotion.

 

For example, if your Crediting Date is on the 10th of each month, your first Top-up Period will be fixed at 1st to 9th April 2023, starting from the commencement of the campaign to the day before the next Crediting Date.  
 

When exactly can I start earning the 0.5% p.a. bonus return?

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As long as you have made the minimum net top up of S$800 within "Your Top-up Period”, you're eligible to earn your bonus return on your "Next Crediting Date".  
 

For more details on specific dates:

  1. On Singlife App, tap on "Account Details”

  2. Tap on “Earned This Period” and you will be redirected to “Returns Dashboard” 

  3. Tap on “Total Returns” to see your “Next Crediting Date” 

Will my bonus return(s) be credited together with my base return?

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The crediting of your bonus return(s) will happen on the same day as the crediting of your base return. It will be shown as Top-up Bonus in your Singlife Account activity page.

If I qualify for the first month of bonus return, but not for the second, am I still able to qualify for the third?

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Yes. Top-up Periods are independent of each other.

What if my policy start date is on the 31st day of the month? When is my crediting date in the months with less than 31 days (e.g., May)?

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Crediting of earned returns will only happen on the following day of your policy anniversary month. For example, if your policy start date is 31st May 2023, the crediting date for June will fall on 1st July 2023.

If I terminate my Singlife Account midway, will I still be eligible for any outstanding bonus returns?

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You will only be eligible for the returns earned until the day you terminate your account.

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Disclaimers

This policy is underwritten by Singapore Life Ltd.

 

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You may get a copy of the Product Summary from us and the participating distributor's offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you.

 

This is not an insurance contract. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

 

We hereby disclose to you that:

(a) Your relevant money as defined under Payment Services Act (“PSA”) from Singlife Account will be held by us on behalf of you in a trust account opened with a safeguarding institution;

(b) Your relevant money from Singlife Account will be deposited in a trust account together with, and commingled with, the relevant money received by us from our other Singlife Account customers;

(c) There are no foreseeable risks of such commingling and you are able to withdraw your account value anytime via FAST;

(d) The relevant money in the trust account with the safeguarding institution is insured by SDIC. Pursuant to section 23(7)(b) of the PSA, the customers’ relevant money deposited in a trust account is not liable to be taken in execution under an order or any court process, such as in insolvency proceedings. In the event of the insolvency of the safeguarding institution, the Monetary Authority of Singapore may make a regulation under section 103 of the PSA on the manner in which the customers’ relevant money must be treated and dealt with; and

(e) The safeguarding institution is not liable to compensate you for your claims against Singlife.

 

This advertisement has not been reviewed by the Monetary Authority of Singapore. The information is accurate as of May 2024.

 

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).