Singlife Choice Saver | 100% Capital Guaranteed Plan | Singlife Singapore

Singlife Choice Saver

(Previously known as MyChoiceSaver)
A flexible insurance savings plan to grow your money on your terms

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Supercharge your savings the way you want

With Singlife Choice Saver, you're in control and your capital is guaranteed1. You can count on the plan's flexible options to support your journey.

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Capital guaranteed

What’s yours will always be yours, so rest assured knowing your capital is guaranteed1


Lump-sum payout

Pays lump-sum for death, Terminal Illness2 or accidental death3. Plus, get up to 12 months’ interest waiver for unpaid premiums if unemployed4.


Maturity payout and potential bonuses

Get a lump-sum payout made up of your Sum Assured and non-guaranteed bonuses5 when the policy term ends.


Choose your policy & premium payment period

Enjoy the flexibility of choosing your policy duration and premium payment period. 


Leave a legacy

You can change the named Life Assured6 to your spouse or child, so that they can enjoy the maturity benefit7 when the policy term ends.




Comprehensive cover

We welcome customisation. Choose from a range of add-on riders8 to have a savings plan that also protects you against critical illness and more. 

Important Notes


Terms and conditions apply.


  1. Refers to Full-time National Servicemen (NSFs), Operationally Ready National Servicemen (NSmen), Regular servicemen and volunteers (SAF Volunteer Corps, NS Volunteers, SPF Voluntary Special Constabulary and Civil Defence Auxiliary Unit).
  2. Premium shown is based on Group Personal Injury Plan monthly rate (rounding to the nearest cent) for an Insured Person, aged 70 and below at next birthday.
  3. The coverage for child(ren) will cease at age 45 (ANB) or when he/she gets married, whichever is earlier.
  4. Premium rate remains the same for Group Personal Injury up to age 70 (ANB), while premium rate remains the same for Group Term Life up to age 65 (ANB).
  5. A detailed definition of the critical illnesses admissible for claim can be found in the Singlife website at The Life Insurance Association Singapore (LIA) has standard Definitions for 37 severe-stage Critical Illnesses (Version 2019). You may refer to for the standard Definitions (Version 2019).
  6. The Life Insurance Association Singapore (LIA) has standard Definitions for 37 severe-stage Critical Illnesses (Version 2019). These Critical Illnesses do not fall under Version 2019. For Critical Illnesses that do not fall under Version 2019, the definitions are determined by the insurance company. You may refer to for the standard Definitions (Version 2019).
  7. Anyone insured under MINDEF voluntary group insurance scheme qualifies. The scheme refers to additional coverage under the Group Term Life (GTL) plan.
  8. The following family members of MINDEF policyholders, qualify for special deals: Spouse*, Children*, Parents, Siblings. (*Copies of relevant marriage or birth certificates must be submitted with the application as proof of relationship.)


This policy is underwritten by Singapore Life Ltd.

This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You may get a copy of the Product Summary from Singapore Life Ltd. and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the product. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs. This is not a contract of insurance. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract.

Information is accurate as at August 2022.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association or SDIC websites ( or