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Changes to Singlife Shield and Singlife Health Plus

With effect from 1 September 2024

At Singlife, we regularly review our Integrated Shield plans and riders to ensure they continue to meet your medical and hospitalisation needs for the long run. 

As such, we’ve revised the benefits and premiums of our Singlife Shield and Singlife Health Plus plans. 

Additional coverage for cancer drugs treatment

Effective from 1 September 2024, Singlife Health Plus1 policies will offer additional coverage for cancer drug treatments listed on the Cancer Drug List (CDL), supplementing the existing 5x MediShield Life (MSHL) limit available under Singlife Shield plans, and provide higher coverage for cancer drug treatments not listed on the CDL.

For existing policies, the enhancements will apply upon renewal from 1 Sep 2024.

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Footnotes

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1The additional 15x MSHL limit per month applies to these plans:

 

  • Singlife Health Plus Private / Public Prime
  • Singlife Health Plus Private / Public Lite
  • Singlife Health Plus Private Cover
     

 

2The cancer drug treatment benefit limit is based on a multiple of the MediShield Life claim limit for the specific cancer drug treatment. Please refer to the Cancer Drug List / CDL on the Ministry of Health (MOH) website: https://go.gov.sg/moh-cancerdruglist for the MediShield Life claim limit on the applicable cancer drug treatment. MOH may update the CDL from time to time.
 

3The 15x MSHL limit per month under Singlife Health Plus plans will be on top of the 5x MSHL limit per month under Singlife Shield policies. 

Premium adjustments for Singlife Shield and Singlife Health Plus plans

Due to rising healthcare costs with the advancement in medical technology and the surge in medical claims, we’ve adjusted some of the premiums of Singlife Shield and Singlife Health Plus. Our aim is to ensure you continue to receive comprehensive protection at sustainable prices.  

For the latest Singlife Shield and Singlife Health Plus premium rates, please refer to your premium notification letter or here. 

Singlife Shield Plan 1

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The premium adjustment to Singlife Shield and Singlife Health Plus policies will take effect from 1 September 2024. To help moderate premium changes for policyholders as they increase in age, premiums are no longer based on age group.
 

As a policyholder, you’ll receive a premium notification letter from us at least 40 days before your policy renewal date.  
 

The premium adjustment will affect these plans:

  • Singlife Shield Plan 1 
  • Singlife Health Plus Private Prime 
  • Singlife Health Plus Private Lite 
  • Singlife Health Plus Deductible Cover (only for renewal) 
  • Singlife Health Plus Private Cover (only for renewal) 

Singlife Shield Plan 2, Plan 3, Starter and Standard Plan

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We’re pleased to inform you that there will be no changes in premiums for Singlife Shield Plan 2, Plan 3, Starter and Standard Plan, and their respective Singlife Health Plus riders. This means you can continue to enjoy the same great value.
 

Additionally, as a Plan 2 or Plan 3 policyholder, you'll now benefit from enhanced coverage that includes additional coverage for cancer drug treatment under Singlife Health Plus. With this access to essential treatments at the same affordable premiums, you’ll have even greater peace of mind and financial protection in times of need.

 

Singlife Health Plus 15% No Claims Discount

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Congratulations! If you continue to be in good health and haven’t made a claim, you will continue to get a 15% discount for the  following new and existing Singlife Health Plus policies:

  • Singlife Health Plus Private/Public Prime
  • Singlife Health Plus Private/Public Lite
  • Singlife Health Plus Deductible Cover (only for renewal)
  • Singlife Health Plus Private Cover (only for renewal)

Click here for more details on the "No Claims Discount” for Singlife Health Plus policies.

Recap of Singlife’s partnership with IHH Healthcare Singapore & Exclusive Parkway Medical Concierge Services

Our partnership with IHH Healthcare Singapore (which operates Gleneagles, Mount Elizabeth, and Parkway brand names and more), provides you with the following benefits:

·       Simplified, seamless and cashless journey when seeking medical treatment. Certificate of pre-authorisation is not required when seeking treatment with Singlife preferred medical providers.

·       Wide network of specialists. Singlife Shield policyholders get access to a wide network of over 600 specialists.

For an updated list of preferred medical providers or to make an appointment, visit http://www.singlife.com/medicalspecialists .

As IHH Healthcare SG’s strategic partner, you will be able access the Parkway Medical Concierge (PMC) service via your Singlife-affiliated Financial Adviser Representatives (FAR). PMC offers value-added, personalized assistance, with your FAR helping you schedule outpatient specialist appointments and check A&E waiting times at all IHH Healthcare SG hospitals.

Find out more information on our partnership with IHH Healthcare Singapore partnership here.

Other information

Find out more on the previous update for Multiple Primary Cancers and Coverage on Mobile Inpatient Care@Home (MIC@Home)  FAQs here.