A basic hospitalisation insurance plan which helps pay for large hospital bills and selected costly outpatient treatments.

A severe disability insurance plan which provides basic financial support for long-term care.

All Singaporeans and Permanent Residents are automatically enrolled at birth.

All Singaporeans and Permanent Residents are automatically enrolled at age 30.

Reimburses you for the cost of claimable medical bills, up to the claim limit of S$150,000/policy year, so you pay less using cash or MediSave.

It gives payouts starting at S$600/month (in 2020) for life, as long as you’re disabled (defined as the inability to do 3 out of 6 specific activities of daily living independently), to help with care and living costs.

Fully payable by MediSave.

Fully payable by MediSave.

Premiums are payable for life.

From the age you join until age 67 (although you continue to be covered for life).

Yes, for increased coverage, you can top up with an Integrated Shield Plan (IP) purchased from approved insurers such as Singlife. 

Integrated Shield Plans provide additional coverage and increased claim limits, so you have the option to receive treatment at higher class wards or private hospitals, and still be covered for the higher cost. IPs also cover pre- and post-hospitalisation treatment, which the basic MediShield Life doesn't. There are also other benefits that insurers offer – for example, Singlife Shield offers discounted premium rates for your children* till they're 20 years old, if both parents are covered under Singlife Shield Plan 1 or 2.

Yes, for increased coverage, you can top up with CareShield Life supplements purchased from approved insurers such as Singlife.

CareShield Life supplements allow you to increase the monthly payout amount. They also typically come with additional benefits - for example, Singlife CareShield Standard offers a Rehabilitation Benefit so you continue receiving payouts even if you've recovered slightly and have fallen out of the claim criteria.