In March 2018, Ministry of Health (MOH) announced that all Integrated Shield Plan (IP) riders for new policyholders must incorporate co-payment features by 1 April 2019.
This is in line with the Health Insurance Task Force's recommendations to help address over-consumption of medical services and cost containment measures in light of rising healthcare costs so as to enable continued affordability of healthcare services in Singapore.
Add on the rider, Singlife Health Plus, to your Singlife Shield plan to give you greater financial assurance, from diagnosis to post-treatment.
Co-insurance cap of S$3,000
Per policy year for treatments with our preferred medical providers1
Lump-sum payout of S$10,000 for five critical illnesses
Per lifetime – additional lump-sum payout of up to S$3,000 per lifetime for kidney dialysis as a result of kidney failure2
Mental wellness Benefit
Covers expenses associated with outpatient psychiatric consultation3 (after 10 months of continuous cover)
Covers 50% of Singlife Shield annual deductible
when you stay in a lower ward class than your plan entitlement4 (for Singlife Health Plus Private and Public Lite plans)
Free or discounted Singlife Health Plus coverage
For your children5
Complement Singlife Shield with your preferred Singlife Health Plus rider
Choose from two Singlife Health Plus riders that gives the healthcare cover you prefer. You will be entitled to the same hospital/ward type that you have selected for your Singlife Shield plan.
|Key Benefit||Private Prime||Private Lite||Public Prime||Public Lite|
|Singlife Health Plus rider attachable to Singlife Shield Plan 1 only||Singlife Health Plus rider attachable to Singlife Shield Plan 2 or 3 only|
|Annual deductible||Preferred medical providers1||S$0||Singlife Shield annual deductible applies||S$0||Singlife Shield annual deductible applies|
S$500 (Day surgery)
|Co-insurance||Preferred medical providers1||5%, maximum S$3,000 per policy year|
|Others||5%, maximum S$12,750 per policy year|
|Critical illness benefit||S$10,000 per lifetime (only applies if the life assured has crossed his first birthday and is not older than 65 years old age next birthday)|
|Ambulance fees or transport to hospital8||S$80 per injury or illness|
|Ward Downgrade Benefit (does not apply if policyholder also has a Singlife Health Plus Deductible Cover policy)||N.A.||Covers 50% of Singlife Shield annual deductible||N.A.||Covers 50% of Singlife Shield annual deductible|
|Cover for child(ren)5||Preferred rate||Free||Preferred rate (Plan 2 only)||Free (Plan 2 only)|
|Mental wellness benefit (after 10 months of continuous cover)||S$100 per visit, maximum S$1,000 per policy year, subject to co-insurance|
Get more with Singlife
Get priority access to our panel of private medical specialists.
Policyholders of Singlife Shield and Singlife Health Plus will get priority access to our panel of private medical specialists, hassle-free appointment booking plus enjoy a myriad of other benefits when you consult a medical specialist from our panel.
Terms and Conditions apply.
Get pre-approval of your medical claims
Our hassle-free medical claim pre-approval for policyholders of Singlife Shield and Singlife Health Plus allows you to have greater assurance with the certainty of claim outcome before your planned medical treatment.
Lower premium, same great value! Are you in?
To encourage our customers to join hands with us on our mission to keeping healthcare costs manageable in Singapore, we’ll be rolling out a new premium discount scheme for Singlife Health Plus customers in 2022.
Singlife Shield & Singlife Health Plus Brochure (ENG)
Singlife Shield & Singlife Health Plus Brochure (CHI)
Singlife Health Plus FAQ
Singlife Health Plus Policy Contract - Effective Apr 2022
Singlife Health Plus Private Cover Policy Contract - Effective Apr 2022
Premium Rates for Singlife Shield & Singlife Health Plus (with renewal date from 1 January 2023)
MyHealthPlus Option A and C Policy Contract – Effective Apr 2021 (for existing customers)
MyHealthPlus Option A-II and C-II Policy Contract – Effective Apr 2021 (for new customers)
MyHealthPlus Option A and C Policy Contract - Effective Jan 2020 (for existing customers)
Our health cover is just a few steps away
Take care of your health today by making an appointment with us. You may also speak to your preferred financial adviser to find out more about how you can add-on the rider to your coverage.
You may also call Singlife Financial Advisers at 65 6827 9980 (Mon - Fri, 9am to 6pm) if you're interested to purchase the product.
If you have an existing financial adviser representative, please leave your details in the form below to request for a callback.
The policy is underwritten by Singapore Life Ltd.