Personal Corporate
Products
Promotions
Claims
Payments
About us
Blog
Support

sl-icon-expand-rounded sl-icon-download-rounded
sl-icon-cross-white

Enhance your long-term care coverage from S$1

As a Singlife Group Employee Benefits Insurance policyholder, you can access enhanced long-term care protection from just S$1* in your first year.

Because long-term care needs don't stop when you change jobs, start a family or enter a new stage of life.

Average Spend on Long-Term Care per Month

The average cost of long-term care has climbed from S$2,324 a month in 2018 to S$2,952 in 2024, increasing by around 4% a year and outpacing inflation.

(Source: Singlife Long-Term Care White Paper)

A supplement plan like Singlife CareShield Standard/Plus provides you with added financial support to manage treatment costs and everyday expenses in the event of severe disability. 

Singlife CareShield Standard/Plus Key Benefits

sl-icon-guide-arrow

/content/dam/public/sg/images/icons/icon-of-dollar-coin.svg

Additional payouts

Receive up to S$5,000 additional monthly payouts on top of your CareShield Life or ElderShield payouts

/content/dam/public/sg/images/icons/icon-of-stethoscope.svg

Support starts upon onset of disability

Stop paying your premiums but remain covered when you are unable to perform at least one Activity of Daily Living (ADL).

You are unable to perform at least two (for Singlife CareShield Plus) or three (for Singlife CareShield Standard) of the six Activities of Daily Living (ADLs).

/content/dam/public/sg/images/icons/family-icon.png

Family matters

If you're severely disabled, get additional payouts if you have children under 221.

Exclusively for Singlife Corporate Members

(Insured members under Singlife Group Employee Benefits Insurance policy)

First-year premiums as low as S$1* + 20% lifetime premium discount

*For new applicants aged 30 - 40. 

TnCs apply. Promotion ends 31 Dec 2026.

Get covered from S$1 today

Follow these steps to kickstart your long-term care journey from just S$1*

Sign up

Sign up for the S$1 CareShield Standard/Plus here. Refer to examples in Table 1 below.

 

Enjoy lifetime discount

Enjoy 20% lifetime premium discount yearly (minimum S$500 annual premium). 

Pay S$1* via MediSave

Upon successful application, pay S$1 via MediSave (Year 1) while Singlife covers the rest (up to S$599 - Year 1)

Want another way to save on premiums?

Enjoy up to 35% off your premiums if:

(i) you are aged 40 and above or/and

(ii) you have an existing Singlife CareShield Standard/Plus plan

Promotion ends 30 Sep 2026.

Get covered with up to 35% discount today

Terms and conditions apply. Read here.

Learn more about Singlife CareShield

Prefer to speak to someone? Leave your details here and we’ll get back to you within 7 working days.

Yes, I want to speak to someone
sl-chevron-down-white

Important information

*For new applicants aged 30 – 40 only.

 

1The Life Assured may receive an additional 20% of their monthly benefit – for up to 36 months – while they’re receiving their monthly benefit or rehabilitation benefit.

 

You will need to have a CareShield Life (CSHL) or ElderShield (ESH) policy before purchasing Singlife CareShield Standard/Plus (“Supplements”).

 

Supplements purchased by CSHL policyholders are regulated under the CareShield Life and Long-term Care Act. Supplements purchased by ESH policyholders before the transfer of ESH to Government administration are considered ESH Supplements, which are regulated under the Central Provident Fund (Withdrawals for ElderShield Scheme) Regulations. After the transfer, they are considered CSHL Supplements, regulated under the CareShield Life and Long-term Care Act.

 

Important notes regarding Additional Premium Support (APS) Policy

Anyone who pays for, or is insured under Singlife CareShield Standard/Singlife CareShield Plus is not eligible for Additional Premium Support (APS) from the Government#.

 

If you are currently receiving APS to pay for your MediShield Life and/or CareShield Life premiums, and you choose to be insured under Singlife CareShield Standard/Singlife CareShield Plus, you will stop receiving APS. This applies even if you are not the person paying for this Singlife CareShield Standard/Singlife CareShield Plus policy.  In addition, if you choose to be insured under Singlife CareShield Standard/Singlife CareShield Plus, the person paying for this Singlife CareShield Standard/Singlife CareShield Plus policy will stop receiving APS, if he or she is currently receiving APS.

 

#APS is for families who need assistance with MediShield Life and/or CareShield Life premiums, even after receiving premium subsidies and making use of MediSave to pay for these premiums.

sl-chevron-down-white

Disclaimers

These policies are underwritten by Singapore Life Ltd. This is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. You may get a copy of the Product Summary from Singapore Life Ltd and the participating distributors’ offices. You should read the Product Summary before deciding whether to purchase the product. You may wish to seek advice from a Financial Adviser Representative before making a commitment to purchase the product. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. These products have no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. Buying a health insurance policy that is not suitable for you may impact your ability to finance your future healthcare needs.

This is not an insurance contract. Full details of the standard terms and conditions of this policy can be found in the relevant policy contract. This advertisement has not been reviewed by the Monetary Authority of Singapore. Protected up to specified limits by SDIC. Information is accurate as at 30 June 2026.