Finally travelling for leisure again now that global Covid-19 restrictions have eased? We’re rejoicing with you! Whether you’re planning a short getaway or the trip of a lifetime, these 3 tips will help you get the most out of your holiday. 

1. Beware of FX fees

Nothing spoils happy memories of a long-anticipated vacation quite like returning home to a huge credit card bill with extra charges for foreign transactions. Before you embark on your next great adventure, be sure to check the foreign exchange conversion rate of your credit or debit card with your bank.

With the Singlife Visa Debit Card, you can be assured that you won’t be charged any foreign exchange fees for your overseas spending by us, and you can keep track of your transactions in real time with the Singlife App. For peace of mind while you’re abroad, the Singlife App also offers the option to lock and unlock your debit card – a handy feature in case it’s misplaced along with your other valuables.


2. Don’t leave home without appropriate travel insurance

Holidays are about leaving your cares behind, and you shouldn’t have to carry vacation “what ifs” as your extra baggage (pun intended!). You can relax better while far from home when you know that unknowns such as missed flights and damaged suitcases are covered by travel insurance.

Not all travel insurance plans are the same, though. Tailor your coverage to your travel plans. With Singlife Travel Insurance , you have the option of getting single-trip or annual multi-trip insurance coverage. Choose from different coverage tiers based on your needs and add on extra protection for things like winter sports or adventure water sports if you need it. Not sure which plan to choose? Find out more or get a quote here.


3. Do your research

Don’t be shy! Get to know your destination in depth before you arrive.

When it comes to admission tickets for popular attractions and travel visas, it pays to research early. Making the necessary bookings and lodging your applications ahead of time can prevent disappointment and having to pay more for express service. You may even score an early-bird discount on admission tickets.


When planning your trip itinerary, you may want to check out social media platforms such as Instagram and TikTok for recommendations on top of the traditional travel planning websites. We say the more ideas, the merrier, but just make sure to go for credible information sources.

Lastly, get more bang for your buck and satisfy your inner bargain hunter while seeking out tours and other activities. Each country has its own popular online tour websites, and a quick comparison of the different offerings could help you pick out the best deals for saving money – especially important if you’re travelling on a budget.

Terms and conditions apply. 

This policy is underwritten by Singapore Life Ltd.


This material is published for general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person.


The advertisement has not been reviewed by the Monetary Authority of Singapore.

Protected up to specified limits by SDIC.


Information is accurate as at 03 Jan 2023. 




The content of the blog – LifeStuff is published for general information only and does not have regard to the specific investment objectives, financial situation, and particular needs of any specific person. The objective of this blog is merely for educational purposes and is not intended to serve as legal, tax, investment or accounting advice and nothing contained here shall constitute a distribution, an offer to sell or the solicitation of an offer to buy. Accordingly, no warranty whatsoever is given, and no liability whatsoever will be accepted by Singapore Life Ltd for any loss arising whether directly or indirectly as a result from you acting based on this information.


You may wish to seek advice from a financial adviser representative before making a commitment to purchase the products. If you choose not to seek advice from a financial adviser representative, you should consider whether the product in question is suitable for you. The polices are protected under the Policy Owners’ Protection Scheme, and administered by the Singapore Deposit Insurance Corporation (SDIC). For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites ( or