Singlife Account™

The insurance savings plan that earns up to 1.0% p.a.* return

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Enjoy up to 1.0% p.a.* return on your first S$10,000

Save and earn with return calculated daily and credited monthly. See it all on the Singlife App.

Earn up to 1.0% p.a.

Start earning with a minimum of S$500. Capital guaranteed with no hidden fees or charges.

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Insurance benefits

You get life insurance coverage of up to 105% of your account value and retrenchment benefits.

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Singlife card

Indulge yourself in retail therapy with our complimentary Singlife Visa Debit Card.

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No lock-in period

You can withdraw your money anytime via FAST with no costs and no minimum term required.

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Easy application process

Just download the app and sign up — a few minutes is all it takes.

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*Note that 1.0% crediting rate is not guaranteed. The Singlife Account is an insurance savings plan. It is neither a bank savings account nor a fixed deposit. Each person is only entitled to one Singlife Account policy.

How does it work?

  • Enjoy 1.0% p.a.* return on your first S$10,000.
  • Amounts above your first S$10,000 up to S$100,000 will earn 0.5% p.a. return.
  • Amounts above S$100,000 will not earn any return.

Here's a scenario for you.

How is the return calculated?

The amount earned will be calculated based on your daily account value and will be credited on the first day of the following policy month.

The return (crediting rates) will be declared as annual rates and will be converted to daily rates on a compound basis assuming 365.25 days per year.

Save, Spend, Earn Campaign

Earn bonus return of 0.5% p.a. on top of your 1.0% p.a. base return for the first S$10,000 in your Singlife Account as you spend on the Singlife card till 31 December 2022.


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Kickstart your Singlife Account policy with just S$500!

A few minutes is all it takes. Let us show you how.

Got any questions?

What is the Singlife Account?

What are the key features of the Singlife Account?

How does the 1.0% p. a. crediting rate (return) work?

How does the life insurance coverage work?

How does the retrenchment benefit work?

Are there any fees to have and maintain a Singlife Account?

Can I have more than one Singlife Account policy?

Can I use multiple currencies in one account?

Is there a minimum account value?

Is the Singlife Account protected?

The information on this page is meant for your general knowledge and does not regard any specific investment objectives, financial situations or particular needs any person might have. Nothing on this page constitutes the provision of financial advice.

Before making a commitment to purchase this product, you should consider whether the product is suitable for you by referring to the product summary, terms and conditions and FAQs. Alternatively, you may wish to seek advice from a financial adviser before making a commitment to purchase this product.

We hereby disclose to you that:

    (a) Your relevant money as defined under Payment Services Act (“PSA”) from Singlife Account will be held by us on behalf of you in a trust account opened with a safeguarding institution;
    (b) Your relevant money from Singlife Account will be deposited in a trust account together with, and commingled with, the relevant money received by us from our other Singlife Account customers;
    (c) There is no foreseeable risks of such commingling and you are able to withdraw your account value anytime via FAST;
    (d) The relevant money in the trust account with the safeguarding institution is insured by SDIC. Pursuant to section 23(7)(b) of the PSA, the customers’ relevant money deposited in a trust account are not liable to be taken in execution under an order or any court process, such as in insolvency proceedings. In the event of the insolvency of the safeguarding institution, the Monetary Authority of Singapore may make regulation under section 103 of the PSA on the manner in which the customers’ relevant money must be treated and dealt with; and
    (e) The safeguarding institution is not liable to compensate you for your claims against Singlife with Aviva.

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is accurate as of January 2022. 

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Singapore Life Ltd. or visit the Life Insurance Association or SDIC websites ( or