How to safeguard against road accidents

Things can get scary behind the wheels sometimes

From a scratch against a too-close wall (bye-bye paintwork…) and a slight bump against another vehicle (hello confrontations!) to more serious accidents that cause physical injuries, driving can be a dangerous activity.

Still, many people prefer to own a car. Convenience is one of the living essentials we Singaporeans value. Efficiency is another. So if these are among the reasons why you continue to drive, so be it – just remember that it’s also possible to drive safely all the time. 

Make these tenets your driving rules: 

Don’t drive if you’re too tired.

We’re lucky that Singapore is tiny and there’s no such thing as driving long-distances unless you’re headed across the causeway on a trip.

But everyone gets tired sometimes and if you are, perhaps you should not be driving, even if you think it’s only for a short distance. It takes less than a second to fall asleep behind the wheel. The best that can happen is if this happens at a red light. As for the worst, well, you can only imagine. 

Keep to the speed limits.

Speeding kills. Speed limits are there for a variety of reasons: it could be a school area with heavy pedestrian traffic or a dangerous corner with a weird blind spot. So slow down when you need to and also speed up on the expressways when you can (or stick to slower speed lanes so as to not road hog). 

Don’t drink and drive.

Everyone knows this rule but so many people tend to disregard it, mainly because of inconvenience (i.e. leaving your car behind and having to retrieve it later after you’re sober). But perhaps a slight inconvenience is a small price to pay than to risk your life. Exercise more discretion by not driving to places where you might be cajoled into having a drink. This means leaving the car behind when you’re out clubbing – unless you’re a permanent teetotaller or designated driver. 

Practice courtesy on the road.

Road rage can be dangerous. Quarrels happen mostly when you assume you have the right of way, as does the other driver. Or when you judge their driving skills as lacking, especially when their mediocrity cuts into your lane or slows you down! Of course being late for something or just being in a bad mood makes everything worse.

Frustrated? It may be challenging to do this but try not to take things so personally. Everyone is equal on the roads, i.e. accidents can happen to the best and worst drivers! So practice graciousness by giving way or even keeping a distance from sources of road rage, instead of acting on your (negative) emotions. 

Service your car regularly.

Treat your car to a wash and tune up . Not just for grooming purposes because dirty windows also mean poor visibility. Poor brakes, broken lighting, tyre conditions and pressure can also form a recipe for disaster. So keep up proper maintenance of your vehicle to ensure safety on the road and also save your money in the long run!

Of course even with all these mantras in place, there may be situations you simply cannot avoid on the roads. For these etcetera , get a good car insurance plan as a safety net. Some insurers like Singlife offer you the convenience of renewing your policies online. You can modify your coverage details such as drivers’ age and excess amount without the hassle of calling in or form-filling. So remember to reserve your peace of mind.

NCD Protector?

Add on NCD protector for your motor insurance today! Get an instant quote

P.S. Want to get our latest articles in your Inbox every month?

As a Money Banter subscriber, you'll get regular news update, insights and tips on insurance and offers on products and services.

Thank you for your submission. 

Please enable javascript on your internet browser in order to use this form

By clicking “Yes, please!”, you consent to Singapore Life Ltd. (“Singlife”) and Singlife related companies contacting you to provide you with information concerning Singlife and Singlife related companies’ products and services and special offers which may be of interest to you.
For details of Singlife's Data Protection Policy, please refer to To withdraw your consent at any time, please call Singlife at +65 6827 9933.

Important Information

Money Banter (the "Portal") is for general information only and does not take into account the specific investment objectives, financial situation, health condition and needs of any particular person. The contents of this Portal are intended merely for educational purposes and should not be construed as the giving of advice or the making of a recommendation. Nothing contained in this Portal shall constitute a distribution, an offer to sell or the solicitation of an offer to buy. We recommend that you discuss any specific matters with your financial adviser representative or legal adviser before making any decision. You are responsible for your own medical care, treatment and oversight, and any health-related content on this Portal, including, text, treatments, dosages, outcomes, charts, profiles, graphics, images, messages and forum postings are strictly information to promote general understanding of certain health topics only, do not constitute the providing of medical advice, and should not be relied upon as a substitute for professional medical advice, diagnosis or treatment. Always seek advice from a physician or other qualified health care provider regarding your medical condition or treatment and before undertaking a new health care regimen. This Portal may include information sourced from third parties and links to third party websites. We are not responsible for the accuracy or completeness of, and do not recommend or endorse such information or third party websites nor recommend or endorse any specific tests, physicians, products, procedures, opinions or other information. While we have taken reasonable care to ensure that the information on this Portal has been obtained from reliable sources and is correct at time of publishing, information may become outdated and opinions may change. Except to the extent prohibited by any law, we are not liable for any loss (including direct, indirect and consequential loss, loss of profits, loss or corruption of data or economic loss of any kind) that may result from the access or use of or reliance on the information on this Portal.  | Terms of Use | Privacy Policy

Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore.